Federal credit union · Los Angeles, California · NCUA charter #1074
Farmers Insurance
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $1.33B
- Total assets
- 65,853
- Members
- 9.5%
- Net-worth ratio
Farmers Insurance scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.33B; members 65,853; net-worth ratio 9.54%; health rank #3,922 of 4,374; healthier than 10th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,922 of 4,374 health · 2025Q4Farmers Insurance · health 64/100 · $1.33B · 2025Q4
- ASSETS 64/100
- MEM 9.5%
- RANK 1.53%
- PHOTO -0.72%
- BOOK $1.33B
- CHARTER 65,853
- NCUSIF #3,922/4,374
- CAMELS Educational Systems
- HEALTH 1074
Call Report peers
Farmers Insurance in the assets neighbourhood
Farmers Insurance's $1.33B assets sit next to Educational Systems ($1.34B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Farmers Insurance vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Farmers Insurance - Share Insurance Coverage
Charter #1074's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Farmers Insurance vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 105.92% vs peer 83.90% (+22.02 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.64 pp (9.54% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Farmers Insurance sits in California
- Health composite ranks #228 of 243 among scored California credit unions.
- By total assets, Farmers Insurance is #51 of 243 in California.
- Membership ranks #53 of 243 among California CUs with a reported count (65,853 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Farmers Insurance's 5300 filing moved
Farmers Insurance: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.4% from $1.33B (2025Q4) to $1.37B (2026Q1).
- Net-worth ratio shifted -0.13 pp (9.67% → 9.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 16.0 pts
- Return on Assets 0.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 8.8 pts
Farmers Insurance vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.54% | -1.64 pp |
| Delinquency Rate | 1.53% | +0.66 pp |
| Return on Assets | -0.72% | -1.22 pp |
| Member Growth | 1.15% | - |
| Loan-to-Share Ratio | 105.92% | +22.02 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.37B | - |
| 2025Q4 | $1.33B | 65,853 |
| 2024Q4 | $1.44B | 65,103 |
| 2023Q4 | $1.54B | 63,110 |
Credit Union Details
- Charter Number
- 1074
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Farmers Insurance, spread across 9 cities in 6 states.
| Office | City |
|---|---|
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION (Main Office) | Burbank, CA |
| Farmers Insurance Group Federal Credit Union | Caledonia, MI |
| Farmers Insurance Group Federal Credit Union | Merced, CA |
| Farmers Insurance Group Federal Credit Union | Oklahoma City, OK |
| Farmers Insurance Group Federal Credit Union | Overland Park, KS |
| Farmers Insurance Group Federal Credit Union | Phoenix, AZ |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | Round Rock, TX |
| Farmers Insurance Group Federal Credit Union | Torrance, CA |
| Farmers Insurance Group Federal Credit Union | Woodland Hills, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Farmers Insurance - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.33B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- Farmers Insurance ranks #3,922 of 4,374 nationally on financial health and #228 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pacific Service is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pacific Service
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Farmers Insurance financially healthy?
Yes/no aside, the number is 64/100 (Good) - Farmers Insurance's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,922 of 4,374; by total assets it ranks #371 of 4,374 nationally (same basis as /rankings/largest); and #51 of 243 within California. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.54% net worth ratio and 1.53% delinquency rate are the key drivers.
How does Farmers Insurance compare to other credit unions?
Farmers Insurance scores 64/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Farmers Insurance?
Farmers Insurance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Farmers Insurance directly for the exact boundaries and application steps.
Is my money safe at Farmers Insurance?
Federal credit unions like Farmers Insurance are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Farmers Insurance's net worth ratio of 9.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Farmers Insurance offer compared to banks?
Credit unions like Farmers Insurance are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Farmers Insurance directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.