Federal credit union · Los Angeles, California · NCUA charter #1074
Farmers Insurance
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $1.33B
- Total assets
- 65,853
- Members
- 9.5%
- Net-worth ratio
Farmers Insurance scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.33B; members 65,853; net-worth ratio 9.54%; health rank #3,922 of 4,374; healthier than 10th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,922 of 4,374 health · 2025Q4Farmers Insurance · health 64/100 · $1.33B · 2025Q4
Call Report peers
Farmers Insurance in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Farmers Insurance vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Farmers Insurance sits in 60-64 with 179 others.
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Farmers Insurance vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 105.92% vs peer 83.90% (+22.02 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.64 pp (9.54% vs 11.18%).
Where Farmers Insurance sits in California
- Health composite ranks #228 of 243 among scored California credit unions.
- By total assets, Farmers Insurance is #51 of 243 in California.
- Membership ranks #53 of 243 among California CUs with a reported count (65,853 members).
- One place up in California, Beverly Hills City Employees (#227) ties at 64/100; one place down, Dow Great Western (#229) ties at 64/100.
How Farmers Insurance's 5300 filing moved
Farmers Insurance: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $1.33B (2025Q4) to $1.37B (2026Q1).
- Net-worth ratio shifted -0.13 pp (9.67% → 9.54%).
At 9.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 64/100 score is built
Farmers Insurance gives up 36 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio loses the least, 1.2.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 16.0 pts
- Return on Assets 0.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 8.8 pts
Farmers Insurance vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.54% | -1.64 pp |
| Delinquency Rate | 1.53% | +0.66 pp |
| Return on Assets | -0.72% | -1.22 pp |
| Member Growth | 1.15% | - |
| Loan-to-Share Ratio | 105.92% | +22.02 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.37B | - |
| 2025Q4 | $1.33B | 65,853 |
| 2024Q4 | $1.44B | 65,103 |
| 2023Q4 | $1.54B | 63,110 |
Credit Union Details
- Charter Number
- 1074
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for Farmers Insurance, spread across 9 cities in 6 states.
| Office | City |
|---|---|
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION (Main Office) | Burbank, CA |
| Farmers Insurance Group Federal Credit Union | Caledonia, MI |
| Farmers Insurance Group Federal Credit Union | Merced, CA |
| Farmers Insurance Group Federal Credit Union | Oklahoma City, OK |
| Farmers Insurance Group Federal Credit Union | Overland Park, KS |
| Farmers Insurance Group Federal Credit Union | Phoenix, AZ |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | Round Rock, TX |
| Farmers Insurance Group Federal Credit Union | Torrance, CA |
| Farmers Insurance Group Federal Credit Union | Woodland Hills, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Farmers Insurance ranks #3,922 of 4,374 nationally on financial health and #228 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pacific Service is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pacific Service
Frequently Asked Questions
Is Farmers Insurance financially healthy?
Farmers Insurance has a financial health score of 64/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,922 of 4,374 nationally on health and #228 of 243 in California. Its net worth ratio is 9.54% and its delinquency rate 1.53%.
How does Farmers Insurance compare to other credit unions?
Farmers Insurance scores 64/100, higher than 10% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (105.92% vs 83.90%). Its widest shortfall is net worth ratio (9.54% vs 11.18%).
How can I join Farmers Insurance?
Farmers Insurance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Farmers Insurance directly for the exact boundaries and application steps.
Is my money safe at Farmers Insurance?
Farmers Insurance is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Farmers Insurance's net worth ratio of 9.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.