Federal credit union · Swedesboro, New Jersey · NCUA charter #1166
1166
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $18.0M
- Total assets
- 1,261
- Members
- 8.2%
- Net-worth ratio
1166 scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.0M; members 1,261; net-worth ratio 8.19%; health rank #3,301 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,301 of 4,374 health · 2025Q41166 · health 75/100 · $18.0M · 2025Q4
Call Report peers
1166 in the assets neighbourhood
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1166 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); 1166 sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for 1166
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -0.76 pp (0.38% vs 1.15%).
- Widest shortfall vs peers is Net Worth Ratio: -6.67 pp (8.19% vs 14.86%).
1166: in-state Call Report ranks
- In New Jersey, health place is #61 of 127 on the same NCUA-ratio sort used nationally.
- By total assets, 1166 is #69 of 127 in New Jersey.
- Member book place in New Jersey: #77 of 127.
- One place up in New Jersey, East Orange Va Hospital (#60) ties at 75/100; one place down, METREX (#62) scores 74/100, 1 point lower.
1166: 2025Q4 → 2026Q1
1166: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.0% from $18.0M (2025Q4) to $18.9M (2026Q1).
- Net-worth ratio shifted -0.41 pp (8.60% → 8.19%).
8.19% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
1166 gives up 25 points in total. Return on Assets costs the most, 15 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 25.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 11.1 pts
Call Report ratios for 1166
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.19% | -6.67 pp |
| Delinquency Rate | 0.38% | -0.76 pp |
| Return on Assets | -1.28% | -1.98 pp |
| Member Growth | 3.70% | - |
| Loan-to-Share Ratio | 53.37% | -6.43 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
1166 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.9M | - |
| 2025Q4 | $18.0M | 1,261 |
| 2024Q4 | $19.5M | 1,216 |
| 2023Q4 | $20.2M | 1,147 |
Credit Union Details
- Charter Number
- 1166
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- Swedesboro
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, 1166 runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| 1166 FCU (Main Office) | Swedesboro, NJ |
| CU*Answers | Grand Rapids, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- 1166 ranks #3,301 of 4,374 nationally on financial health and #61 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Energy People is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Energy People
Frequently Asked Questions
Is 1166 financially healthy?
On its 2025Q4 NCUA 5300 filing, 1166 scores 75/100 (Very Good), with a 8.19% net worth ratio and 0.38% of loans delinquent. It ranks #3,301 of 4,374 nationally on health and #61 of 127 in New Jersey.
How does 1166 compare to other credit unions?
1166 scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.38% vs 1.15%). Its widest shortfall is net worth ratio (8.19% vs 14.86%).
How can I join 1166?
1166 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact 1166 directly for the exact boundaries and application steps.
Is my money safe at 1166?
1166 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. 1166's net worth ratio of 8.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.