State credit union · SHEBOYGAN FALLS, Wisconsin · NCUA charter #66618
MEADOWLAND
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $34.4M
- Total assets
- 2,650
- Members
- 8.1%
- Net-worth ratio
MEADOWLAND scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $34.4M; members 2,650; net-worth ratio 8.09%; health rank #2,495 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,495 of 4,374 health · 2025Q4MEADOWLAND · health 82/100 · $34.4M · 2025Q4
- HEALTH 82/100
- NW 8.1%
- DELQ 0.85%
- ROA 0.47%
- ASSETS $34.4M
- MEM 2,650
- RANK #2,495/4,374
- PHOTO OUTREACH
- BOOK 66618
Call Report peers
MEADOWLAND in the assets neighbourhood
MEADOWLAND's $34.4M assets sit next to OUTREACH ($34.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MEADOWLAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MEADOWLAND - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66618. See our deposit-insurance coverage note.
MEADOWLAND vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 93.19% here, 59.80% peer average (+33.39 pp).
- Largest lag: Net Worth Ratio at 8.09% vs peer 14.86% (-6.77 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
MEADOWLAND in Wisconsin
- Wisconsin health ordinal: #79 of 100.
- Assets rank #76 of 100 inside Wisconsin ($34.4M reported).
- Membership ranks #75 of 100 among Wisconsin CUs with a reported count (2,650 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for MEADOWLAND
MEADOWLAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.7% from $34.4M (2025Q4) to $35.6M (2026Q1).
- Net-worth ratio shifted -0.23 pp (8.32% → 8.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.09%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 21.5 pts
- Return on Assets 14.5 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 13.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.09% | -6.77 pp |
| Delinquency Rate | 0.85% | -0.30 pp |
| Return on Assets | 0.47% | -0.24 pp |
| Member Growth | -0.75% | - |
| Loan-to-Share Ratio | 93.19% | +33.39 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
MEADOWLAND filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.6M | - |
| 2025Q4 | $34.4M | 2,650 |
| 2024Q4 | $34.3M | 2,670 |
| 2023Q4 | $31.6M | 2,604 |
Credit Union Details
- Charter Number
- 66618
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- SHEBOYGAN FALLS
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for MEADOWLAND.
| Office | City |
|---|---|
| Location of Records (Main Office) | Sheboygan Falls, WI |
| Vital Records | Sheboygan Falls, WI |
| Main Office | Sheboygan Falls, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
MEADOWLAND nationwide neighbourhoods
Two NCUA Call Report peer sets for MEADOWLAND, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($34.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- MEADOWLAND ranks #2,495 of 4,374 nationally on financial health and #79 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RIPPLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RIPPLE
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MEADOWLAND financially healthy?
MEADOWLAND has a financial health score of 82/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,495 of 4,374; by total assets it ranks #2,735 of 4,374 nationally (same basis as /rankings/largest); and #76 of 100 within Wisconsin. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.09% and delinquency rate of 0.85%.
How does MEADOWLAND compare to other credit unions?
MEADOWLAND scores 82/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MEADOWLAND?
Membership eligibility for MEADOWLAND depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MEADOWLAND directly for current membership requirements and application steps.
Is my money safe at MEADOWLAND?
Federal credit unions like MEADOWLAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MEADOWLAND's net worth ratio of 8.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MEADOWLAND offer compared to banks?
Credit unions like MEADOWLAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MEADOWLAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.