Federal credit union · Jamaica, New York · NCUA charter #23658
Paul Quinn
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $346K
- Total assets
- 146
- Members
- 25.8%
- Net-worth ratio
Paul Quinn scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $346K; members 146; net-worth ratio 25.79%; health rank #2,922 of 4,374; healthier than 31st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,922 of 4,374 health · 2025Q4Paul Quinn · health 78/100 · $346K · 2025Q4
Call Report peers
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Paul Quinn vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Paul Quinn sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Paul Quinn
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
- Loan-to-Share Ratio trails the peer set - 11.70% here, 52.70% peer average (-41.00 pp).
Paul Quinn: in-state Call Report ranks
- Health composite ranks #165 of 272 among scored New York credit unions.
- Assets rank #266 of 272 inside New York ($346K reported).
- Member book place in New York: #263 of 272.
- One place up in New York, SECNY (#164) scores 79/100, 1 point higher; one place down, LATVIAN (#166) ties at 78/100.
Paul Quinn Call Report trajectory
Paul Quinn: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $346K (2025Q4) to $358K (2026Q1).
- Net-worth ratio shifted -0.63 pp (26.42% → 25.79%).
This credit union's 25.79% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Paul Quinn gives up 22 points in total. Member Growth costs the most, 14.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.8 pts
- Loan-to-Share Ratio 7.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.79% | +2.86 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.89% | +0.67 pp |
| Member Growth | -4.58% | - |
| Loan-to-Share Ratio | 11.70% | -41.00 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $358K | - |
| 2025Q4 | $346K | 146 |
| 2024Q4 | $336K | 153 |
| 2023Q4 | $336K | 153 |
Credit Union Details
- Charter Number
- 23658
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- Jamaica
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Paul Quinn.
| Office | City |
|---|---|
| Paul Quinn Federal Credit Union (Main Office) | Jamaica, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Paul Quinn nationwide neighbourhoods
Similar health score
Using this data
- Paul Quinn ranks #2,922 of 4,374 nationally on financial health and #165 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Union Baptist Greenburgh is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Union Baptist Greenburgh
Frequently Asked Questions
Is Paul Quinn financially healthy?
Paul Quinn has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,922 of 4,374 nationally on health and #165 of 272 in New York. Its net worth ratio is 25.79% and its delinquency rate 0.00%.
How does Paul Quinn compare to other credit unions?
Paul Quinn scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (11.70% vs 52.70%).
How can I join Paul Quinn?
Paul Quinn operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Paul Quinn directly for the exact boundaries and application steps.
Is my money safe at Paul Quinn?
Paul Quinn is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Paul Quinn's net worth ratio of 25.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.