Federal credit union · TALLAHASSEE, Florida · NCUA charter #15175
T M H
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $87.9M
- Total assets
- 8,641
- Members
- 9.9%
- Net-worth ratio
T M H scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $87.9M; members 8,641; net-worth ratio 9.92%; health rank #1,697 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,697 of 4,374 health · 2025Q4T M H · health 87/100 · $87.9M · 2025Q4
Call Report peers
T M H in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
T M H vs every NCUA-scored credit union
T M H sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
T M H vs $50M–$100M peers
- Largest favorable gap: Loan-to-Share Ratio at 79.23% vs peer 62.60% (+16.63 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.70 pp (9.92% vs 13.62%).
Where T M H sits in Florida
- In Florida, health place is #53 of 109 on the same NCUA-ratio sort used nationally.
- Assets rank #76 of 109 inside Florida ($87.9M reported).
- Membership ranks #67 of 109 among Florida CUs with a reported count (8,641 members).
- One place up in Florida, Usf Federal Credit Union (#52) ties at 87/100; one place down, Florida Customs (#54) scores 86/100, 1 point lower.
How T M H's 5300 filing moved
T M H: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $87.9M (2025Q4) to $89.0M (2026Q1).
- Net-worth ratio shifted -0.05 pp (9.97% → 9.92%).
This credit union's 9.92% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
T M H gives up 13 points in total. Member Growth costs the most, 5.5 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.8 pts
- Delinquency Rate 22.9 pts
- Return on Assets 9.9 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.92% | -3.70 pp |
| Delinquency Rate | 0.71% | -0.26 pp |
| Return on Assets | 0.16% | -0.50 pp |
| Member Growth | 0.38% | - |
| Loan-to-Share Ratio | 79.23% | +16.63 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $89.0M | - |
| 2025Q4 | $87.9M | 8,641 |
| 2024Q4 | $84.0M | 8,608 |
| 2023Q4 | $86.8M | 8,623 |
Credit Union Details
- Charter Number
- 15175
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Florida
- City
- TALLAHASSEE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, T M H runs 2 offices.
| Office | City |
|---|---|
| Main Office - Magnolia (Main Office) | Tallahassee, FL |
| Hospital Branch | Tallahassee, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
More federally-insured credit unions based in Florida, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- T M H ranks #1,697 of 4,374 nationally on financial health and #53 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- My Pensacola is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with My Pensacola
Frequently Asked Questions
Is T M H financially healthy?
T M H has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,697 of 4,374 nationally on health and #53 of 109 in Florida. Its net worth ratio is 9.92% and its delinquency rate 0.71%.
How does T M H compare to other credit unions?
T M H scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (79.23% vs 62.60%). Its widest shortfall is net worth ratio (9.92% vs 13.62%).
How can I join T M H?
T M H operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact T M H directly for the exact boundaries and application steps.
Is my money safe at T M H?
T M H is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. T M H's net worth ratio of 9.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.