Federal credit union · Briarcliff Mano, New York · NCUA charter #4441
Sing Sing Employees
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $10.7M
- Total assets
- 1,276
- Members
- 15.9%
- Net-worth ratio
Sing Sing Employees scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.7M; members 1,276; net-worth ratio 15.91%; health rank #3,642 of 4,374; healthier than 16th of scored peers.
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NCUA 5300 Call Report Masthead
#3,642 of 4,374 health · 2025Q4Sing Sing Employees · health 69/100 · $10.7M · 2025Q4
Call Report peers
Sing Sing Employees in the assets neighbourhood
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Sing Sing Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sing Sing Employees sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Sing Sing Employees
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +1.05 pp (15.91% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 45.81% vs peer 59.80% (-13.99 pp).
Sing Sing Employees: in-state Call Report ranks
- In New York, health place is #211 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #209 of 272.
- New York membership ordinal: #207 of 272.
- One place up in New York, Rockland Employees (#210) ties at 69/100; one place down, Encompass Niagara (#212) ties at 69/100.
Sing Sing Employees Call Report trajectory
Sing Sing Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $10.7M (2025Q4) to $10.8M (2026Q1).
- Net-worth ratio shifted -0.08 pp (15.99% → 15.91%).
This credit union's 15.91% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 69/100 score is built
Sing Sing Employees gives up 31 points in total. Delinquency Rate costs the most, 17.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.5 pts
- Return on Assets 15.0 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.91% | +1.05 pp |
| Delinquency Rate | 2.80% | +1.66 pp |
| Return on Assets | 0.87% | +0.17 pp |
| Member Growth | -1.39% | - |
| Loan-to-Share Ratio | 45.81% | -13.99 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Sing Sing Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.8M | - |
| 2025Q4 | $10.7M | 1,276 |
| 2024Q4 | $10.0M | 1,294 |
| 2023Q4 | $10.5M | 1,384 |
Credit Union Details
- Charter Number
- 4441
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- Briarcliff Mano
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Sing Sing Employees, spread across 2 cities.
| Office | City |
|---|---|
| Sing Sing EFCU (Main Office) | Briarcliff Manor, NY |
| Maria Coutant | New Windsor, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Sing Sing Employees
Using this data
- Sing Sing Employees ranks #3,642 of 4,374 nationally on financial health and #211 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Metro Realtors is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Metro Realtors
Frequently Asked Questions
Is Sing Sing Employees financially healthy?
Sing Sing Employees has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,642 of 4,374 nationally on health and #211 of 272 in New York. Its net worth ratio is 15.91% and its delinquency rate 2.80%.
How does Sing Sing Employees compare to other credit unions?
Sing Sing Employees scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (15.91% vs 14.86%). Its widest shortfall is loan-to-share ratio (45.81% vs 59.80%).
How can I join Sing Sing Employees?
Sing Sing Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Sing Sing Employees directly for the current list of qualifying groups.
Is my money safe at Sing Sing Employees?
Sing Sing Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sing Sing Employees's net worth ratio of 15.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.