Federal credit union · FORT LAUDERDALE, Florida · NCUA charter #11746
Broward Healthcare
Health score 75/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $96.9M
- Total assets
- 8,327
- Members
- 9.5%
- Net-worth ratio
Broward Healthcare - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #11746: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Broward Healthcare - Five Health Pillars
Below, five 0-100 sub-scores, one per pillar of the composite. Weight and sum them and the result matches the headline health score above exactly - same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)96
- Asset quality (delinquency)94
- Earnings (ROA)35
- Member growth55
- Liquidity (loan-to-share)62
Weighted composite: 75/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 9.48%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 9.48% | 30% |
| Delinquency Rate | 0.64% | 25% |
| Return on Assets | 0.02% | 15% |
| Member Growth | -0.38% | 15% |
| Loan-to-Share Ratio | 37.29% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $96.9M | 8,327 |
| 2024Q4 | $94.0M | 8,359 |
| 2023Q4 | $94.6M | 8,525 |
Credit Union Details
- Charter Number
- 11746
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Florida
- City
- FORT LAUDERDALE
- Data Quarter
- 2025Q4
What This Data Says About Broward Healthcare
Headquartered in FORT LAUDERDALE, Florida, Broward Healthcare is a federal credit union with 8,327 members, $96.9M in total assets, and $33.1M in outstanding loans on the books as of Q4 2025. Its five-factor composite puts the health score at 75/100 (Very Good), driven in part by a net worth ratio of 9.48% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. It carries charter #11746 and reports within peer group $50M–$100M, a cohort of 584 similarly-sized institutions.
Two more numbers round out the picture: a 0.64% delinquency rate (loans 60+ days past due against the total book) - the peer group average for $50M–$100M credit unions sits at 0.963%, so this institution is running tighter than peers - and a 37.29% loan-to-share ratio, below the 60% band that typically signals under-deployed capital. Return on assets stands at 0.02% on net income of $15K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -0.38%. The institution reports against the NCUA 5300 Call Report on a quarterly cadence; the figures above reflect the 2025Q4 reporting period. Membership eligibility depends on the stated field of membership (currently: Community). See our disclaimer for NCUSIF deposit-insurance coverage and how to use this data before opening any account or borrowing.
Nearby Credit Unions in Florida
More federally-insured credit unions based in Florida, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Broward Healthcare financially healthy?
Yes/no aside, the number is 75/100 (Very Good) - Broward Healthcare's financial health score from the NCUA 5300 Call Report, Q4 2025. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.48% net worth ratio and 0.64% delinquency rate are the key drivers.
How does Broward Healthcare compare to other credit unions?
On PlainCU's health composite, Broward Healthcare lands at 75/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Broward Healthcare?
Broward Healthcare operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Broward Healthcare directly for the exact boundaries and application steps.
Is my money safe at Broward Healthcare?
Federal credit unions like Broward Healthcare are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Broward Healthcare's net worth ratio of 9.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Broward Healthcare offer compared to banks?
Credit unions like Broward Healthcare are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Broward Healthcare directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.