State credit union · HOLLYWOOD, Florida · NCUA charter #68738
Memorial Employees Financial
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $92.8M
- Total assets
- 8,900
- Members
- 10.9%
- Net-worth ratio
Memorial Employees Financial scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.8M; members 8,900; net-worth ratio 10.95%; health rank #2,619 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,619 of 4,374 health · 2025Q4Memorial Employees Financial · health 81/100 · $92.8M · 2025Q4
Call Report peers
Memorial Employees Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Memorial Employees Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Memorial Employees Financial sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Memorial Employees Financial vs $50M–$100M peers
- Largest favorable gap: Delinquency Rate at 0.73% vs peer 0.96% (-0.23 pp).
- Loan-to-Share Ratio trails the peer set - 52.28% here, 62.60% peer average (-10.32 pp).
Florida standing for Memorial Employees Financial
- Health composite ranks #80 of 109 among scored Florida credit unions.
- Assets rank #74 of 109 inside Florida ($92.8M reported).
- Membership ranks #65 of 109 among Florida CUs with a reported count (8,900 members).
- One place up in Florida, Compass Financial (#79) ties at 81/100; one place down, FARMERS (#81) ties at 81/100.
Quarter path for Memorial Employees Financial
Memorial Employees Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $92.8M (2025Q4) to $92.8M (2026Q1).
- Net-worth ratio shifted +0.07 pp (10.88% → 10.95%).
At 10.95%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Memorial Employees Financial gives up 19 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 11.1 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 11.5 pts
Call Report ratios for Memorial Employees Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.95% | -2.67 pp |
| Delinquency Rate | 0.73% | -0.23 pp |
| Return on Assets | 0.24% | -0.42 pp |
| Member Growth | -1.82% | - |
| Loan-to-Share Ratio | 52.28% | -10.32 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Memorial Employees Financial quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.8M | - |
| 2025Q4 | $92.8M | 8,900 |
| 2024Q4 | $89.0M | 9,065 |
| 2023Q4 | $89.4M | 9,050 |
Credit Union Details
- Charter Number
- 68738
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Florida
- City
- HOLLYWOOD
- Data Quarter
- 2025Q4
Branch Locations (7)
Memorial Employees Financial operates 7 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Memorial Regional Hospital (Main Office) | Hollywood, FL |
| Memorial Regional Hospital South | Hollywood, FL |
| Memorial Regional Hospital | Hollywood, FL |
| Memorial Hospital Miramar | Miramar, FL |
| Memorial Healthcare Support Services | Miramar, FL |
| Memorial Hospital West | Pembroke Pines, FL |
| Memorial Hospital Pembroke | Pembroke Pines, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Other-state peers near Memorial Employees Financial
Similar total assets
Using this data
- Memorial Employees Financial ranks #2,619 of 4,374 nationally on financial health and #80 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Broward Healthcare is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Broward Healthcare
Frequently Asked Questions
Is Memorial Employees Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Memorial Employees Financial scores 81/100 (Excellent), with a 10.95% net worth ratio and 0.73% of loans delinquent. It ranks #2,619 of 4,374 nationally on health and #80 of 109 in Florida.
How does Memorial Employees Financial compare to other credit unions?
Memorial Employees Financial scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.73% vs 0.96%). Its widest shortfall is loan-to-share ratio (52.28% vs 62.60%).
How can I join Memorial Employees Financial?
Membership eligibility for Memorial Employees Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Memorial Employees Financial directly for current membership requirements and application steps.
Is my money safe at Memorial Employees Financial?
Memorial Employees Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Memorial Employees Financial's net worth ratio of 10.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.