Federal credit union · Alexandria, Virginia · NCUA charter #3140

TRANSPORTATION

Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

93
Health / 100
$356.1M
Total assets
15,756
Members
9.6%
Net-worth ratio

TRANSPORTATION scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $356.1M; members 15,756; net-worth ratio 9.62%; health rank #692 of 4,374; healthier than 84th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#692 of 4,374 health · 2025Q4

TRANSPORTATION · health 93/100 · $356.1M · 2025Q4

TRANSPORTATION in the assets neighbourhood

MONTEREY$357.3MMY$357.0MPANHANDLE$356.9MTRANSPORTATION (this)$356.1MIh Credit Union, Inc.$356.0MGreat Basin$354.3M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

TRANSPORTATION vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); TRANSPORTATION sits in 90-94 with 747 others.

93 Top 16% higher than 84% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

TRANSPORTATION: Call Report deltas vs peers

  • Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +7.67 pp (79.87% vs 72.20%).
  • Net Worth Ratio trails the peer set - 9.62% here, 12.11% peer average (-2.49 pp).

TRANSPORTATION in Virginia

  • In Virginia, health place is #9 of 95 on the same NCUA-ratio sort used nationally.
  • By total assets, TRANSPORTATION is #28 of 95 in Virginia.
  • Membership ranks #33 of 95 among Virginia CUs with a reported count (15,756 members).
  • One place up in Virginia, Ibew Local Union 80 (#8) ties at 93/100; one place down, Rva Financial (#10) scores 92/100, 1 point lower.

TRANSPORTATION Call Report trajectory

TRANSPORTATION: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

250,000,000300,000,000350,000,000400,000,000 2023Q42024Q42025Q42026Q1 270,433,266 351,925,529 ▲ +30.1%
  • Assets moved -1.2% from $356.1M (2025Q4) to $351.9M (2026Q1).
  • Net-worth ratio shifted +0.19 pp (9.43% → 9.62%).
Net worth ratio vs. NCUA well-capitalized threshold 64.1%

At 9.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 93/100 score is built

TRANSPORTATION gives up 7 points in total. Delinquency Rate costs the most, 3.9 of its 25; Member Growth and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 29.1 pts
  • Delinquency Rate 21.1 pts
  • Return on Assets 13.2 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 14.6 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 9.62% -2.49 pp
Delinquency Rate 0.89% -0.00 pp
Return on Assets 0.38% -0.24 pp
Member Growth 8.30% -
Loan-to-Share Ratio 79.87% +7.67 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

TRANSPORTATION quarterly book

Quarter Assets Members
2026Q1 $351.9M -
2025Q4 $356.1M 15,756
2024Q4 $306.3M 14,548
2023Q4 $270.4M 14,371

Credit Union Details

Charter Number
3140
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$100M–$500M
State
Virginia
City
Alexandria
Data Quarter
2025Q4

Branch Locations (4)

Per its most recent NCUA branch filing, TRANSPORTATION runs 4 offices in 3 different cities across 3 states.

Office City
Main Office (Main Office) Alexandria, VA
Volpe Branch Cambridge, MA
DOT Branch Washington, DC
FAA Branch Washington, DC

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Virginia

More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.

Compare TRANSPORTATION vs AGRICULTURE

TRANSPORTATION nationwide neighbourhoods

Using this data

  • TRANSPORTATION ranks #692 of 4,374 nationally on financial health and #9 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • AGRICULTURE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AGRICULTURE

Frequently Asked Questions

Is TRANSPORTATION financially healthy?

TRANSPORTATION has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #692 of 4,374 nationally on health and #9 of 95 in Virginia. Its net worth ratio is 9.62% and its delinquency rate 0.89%.

How does TRANSPORTATION compare to other credit unions?

TRANSPORTATION scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (79.87% vs 72.20%). Its widest shortfall is net worth ratio (9.62% vs 12.11%).

How can I join TRANSPORTATION?

TRANSPORTATION serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact TRANSPORTATION directly for the current list of qualifying groups.

Is my money safe at TRANSPORTATION?

TRANSPORTATION is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRANSPORTATION's net worth ratio of 9.62% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for TRANSPORTATION. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.