Federal credit union · HOQUIAM, Washington · NCUA charter #16893
NEWRIZONS
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $19.3M
- Total assets
- 1,571
- Members
- 19.7%
- Net-worth ratio
NEWRIZONS scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.3M; members 1,571; net-worth ratio 19.74%; health rank #1,889 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,889 of 4,374 health · 2025Q4NEWRIZONS · health 85/100 · $19.3M · 2025Q4
Call Report peers
NEWRIZONS in the assets neighbourhood
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NEWRIZONS vs every NCUA-scored credit union
NEWRIZONS sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where NEWRIZONS diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +47.64 pp (107.44% vs 59.80%).
- Largest lag: Return on Assets at 0.62% vs peer 0.70% (-0.09 pp).
NEWRIZONS in Washington
- Health composite ranks #39 of 75 among scored Washington credit unions.
- By total assets, NEWRIZONS is #70 of 75 in Washington.
- Member book place in Washington: #65 of 75.
- One place up in Washington, SALAL (#38) scores 86/100, 1 point higher; one place down, Tacoma Longshoremen (#40) ties at 85/100.
NEWRIZONS Call Report trajectory
NEWRIZONS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $19.3M (2025Q4) to $19.2M (2026Q1).
- Net-worth ratio shifted +0.19 pp (19.55% → 19.74%).
At 19.74%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
NEWRIZONS gives up 15 points in total. Member Growth costs the most, 8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.74% | +4.88 pp |
| Delinquency Rate | 0.42% | -0.73 pp |
| Return on Assets | 0.62% | -0.09 pp |
| Member Growth | -1.13% | - |
| Loan-to-Share Ratio | 107.44% | +47.64 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - NEWRIZONS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.2M | - |
| 2025Q4 | $19.3M | 1,571 |
| 2024Q4 | $20.9M | 1,589 |
| 2023Q4 | $22.6M | 1,629 |
Credit Union Details
- Charter Number
- 16893
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- HOQUIAM
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, NEWRIZONS runs one office.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Hoquiam, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for NEWRIZONS
Similar total assets
Similar health score
Using this data
- NEWRIZONS ranks #1,889 of 4,374 nationally on financial health and #39 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community Healthcare is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Healthcare
Frequently Asked Questions
Is NEWRIZONS financially healthy?
NEWRIZONS has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,889 of 4,374 nationally on health and #39 of 75 in Washington. Its net worth ratio is 19.74% and its delinquency rate 0.42%.
How does NEWRIZONS compare to other credit unions?
NEWRIZONS scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (107.44% vs 59.80%). Its widest shortfall is return on assets (0.62% vs 0.70%).
How can I join NEWRIZONS?
NEWRIZONS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NEWRIZONS directly for the exact boundaries and application steps.
Is my money safe at NEWRIZONS?
NEWRIZONS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NEWRIZONS's net worth ratio of 19.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.