Federal credit union · TEXARKANA, Texas · NCUA charter #24567
TEXAR
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $446.4M
- Total assets
- 28,356
- Members
- 16.0%
- Net-worth ratio
TEXAR scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $446.4M; members 28,356; net-worth ratio 16.04%; health rank #2,075 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,075 of 4,374 health · 2025Q4TEXAR · health 84/100 · $446.4M · 2025Q4
Call Report peers
TEXAR in the assets neighbourhood
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TEXAR vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEXAR sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for TEXAR
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +4.73 pp (76.93% vs 72.20%).
- Widest shortfall vs peers is Return on Assets: -0.26 pp (0.36% vs 0.62%).
Texas standing for TEXAR
- In Texas, health place is #187 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, TEXAR is #68 of 386 in Texas.
- Membership ranks #68 of 386 among Texas CUs with a reported count (28,356 members).
- One place up in Texas, ALBA-GOLDEN (#186) ties at 84/100; one place down, South Texas Regional (#188) ties at 84/100.
TEXAR: 2025Q4 → 2026Q1
TEXAR: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $446.4M (2025Q4) to $444.7M (2026Q1).
- Net-worth ratio shifted +0.23 pp (15.81% → 16.04%).
This credit union's 16.04% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
TEXAR gives up 16 points in total. Member Growth costs the most, 13.9 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 12.9 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.04% | +3.93 pp |
| Delinquency Rate | 0.55% | -0.35 pp |
| Return on Assets | 0.36% | -0.26 pp |
| Member Growth | -4.40% | - |
| Loan-to-Share Ratio | 76.93% | +4.73 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
TEXAR quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $444.7M | - |
| 2025Q4 | $446.4M | 28,356 |
| 2024Q4 | $430.2M | 29,661 |
| 2023Q4 | $445.7M | 30,175 |
Credit Union Details
- Charter Number
- 24567
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Texas
- City
- TEXARKANA
- Data Quarter
- 2025Q4
Branch Locations (4)
TEXAR operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| TEXARKANA (Main Office) | TEXARKANA, TX |
| ATLANTA | ATLANTA, TX |
| NEW BOSTON | NEW BOSTON, TX |
| Phone Center | TEXARKANA, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
TEXAR nationwide neighbourhoods
Using this data
- TEXAR ranks #2,075 of 4,374 nationally on financial health and #187 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Texas Tech is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Texas Tech
Frequently Asked Questions
Is TEXAR financially healthy?
On its 2025Q4 NCUA 5300 filing, TEXAR scores 84/100 (Excellent), with a 16.04% net worth ratio and 0.55% of loans delinquent. It ranks #2,075 of 4,374 nationally on health and #187 of 386 in Texas.
How does TEXAR compare to other credit unions?
TEXAR scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (76.93% vs 72.20%). Its widest shortfall is return on assets (0.36% vs 0.62%).
How can I join TEXAR?
TEXAR operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TEXAR directly for the exact boundaries and application steps.
Is my money safe at TEXAR?
TEXAR is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEXAR's net worth ratio of 16.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.