Federal credit union · KINGSVILLE, Texas · NCUA charter #1879
Texas Community
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $30.5M
- Total assets
- 2,841
- Members
- 13.3%
- Net-worth ratio
Texas Community scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.5M; members 2,841; net-worth ratio 13.26%; health rank #3,088 of 4,374; healthier than 28th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,088 of 4,374 health · 2025Q4Texas Community · health 77/100 · $30.5M · 2025Q4
Call Report peers
Texas Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Texas Community sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Community vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 76.97% here, 59.80% peer average (+17.17 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.81 pp (2.96% vs 1.15%).
Where Texas Community sits in Texas
- Texas health ordinal: #270 of 386.
- Texas assets place: #223 of 386.
- Texas membership ordinal: #220 of 386.
- One place up in Texas, Corpus Christi S.P. (#269) ties at 77/100; one place down, Port Arthur Community (#271) ties at 77/100.
How Texas Community's 5300 filing moved
Texas Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $30.5M (2025Q4) to $31.1M (2026Q1).
- Net-worth ratio shifted -0.43 pp (13.69% → 13.26%).
At 13.26%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Texas Community gives up 23 points in total. Delinquency Rate costs the most, 18.5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.5 pts
- Return on Assets 15.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 15.1 pts
Texas Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.26% | -1.60 pp |
| Delinquency Rate | 2.96% | +1.81 pp |
| Return on Assets | 1.07% | +0.37 pp |
| Member Growth | 1.14% | - |
| Loan-to-Share Ratio | 76.97% | +17.17 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Texas Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.1M | - |
| 2025Q4 | $30.5M | 2,841 |
| 2024Q4 | $26.7M | 2,809 |
| 2023Q4 | $23.7M | 2,482 |
Credit Union Details
- Charter Number
- 1879
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- KINGSVILLE
- Data Quarter
- 2025Q4
Branch Location
Texas Community operates a single office in Kingsville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Texas Community Federal Credit Union (Main Office) | Kingsville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for Texas Community
Similar total assets
Similar health score
Using this data
- Texas Community ranks #3,088 of 4,374 nationally on financial health and #270 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UNITED is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UNITED
Frequently Asked Questions
Is Texas Community financially healthy?
Texas Community has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,088 of 4,374 nationally on health and #270 of 386 in Texas. Its net worth ratio is 13.26% and its delinquency rate 2.96%.
How does Texas Community compare to other credit unions?
Texas Community scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (76.97% vs 59.80%). Its widest shortfall is delinquency rate (2.96% vs 1.15%).
How can I join Texas Community?
Texas Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Texas Community directly for the exact boundaries and application steps.
Is my money safe at Texas Community?
Texas Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Community's net worth ratio of 13.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.