Federal credit union · Houston, Texas · NCUA charter #18218
Texas Lee
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $913K
- Total assets
- 104
- Members
- 13.4%
- Net-worth ratio
Texas Lee scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $913K; members 104; net-worth ratio 13.37%; health rank #1,625 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,625 of 4,374 health · 2025Q4Texas Lee · health 87/100 · $913K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Lee vs every NCUA-scored credit union
Texas Lee sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Lee: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +9.38 pp (62.08% vs 52.70%).
- Largest lag: Net Worth Ratio at 13.37% vs peer 22.93% (-9.56 pp).
Texas Lee in Texas
- Texas health ordinal: #149 of 386.
- Assets rank #380 of 386 inside Texas ($913K reported).
- Texas membership ordinal: #384 of 386.
- One place up in Texas, Thd District 17 (#148) ties at 87/100; one place down, GERMANIA (#150) ties at 87/100.
Texas Lee: 2025Q4 → 2026Q1
Texas Lee: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $913K (2025Q4) to $912K (2026Q1).
- Net-worth ratio shifted +0.27 pp (13.10% → 13.37%).
13.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Texas Lee gives up 13 points in total. Member Growth costs the most, 11 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 13.0 pts
Texas Lee health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.37% | -9.56 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 2.18% | +1.96 pp |
| Member Growth | -2.80% | - |
| Loan-to-Share Ratio | 62.08% | +9.38 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $912K | - |
| 2025Q4 | $913K | 104 |
| 2024Q4 | $918K | 107 |
| 2023Q4 | $843K | 103 |
Credit Union Details
- Charter Number
- 18218
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Texas
- City
- Houston
- Data Quarter
- 2025Q4
Branch Locations (2)
Texas Lee operates 2 offices in Houston, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Texas Lee Federal (Main Office) | Houston, TX |
| Main Office | Houston, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Texas Lee
Using this data
- Texas Lee ranks #1,625 of 4,374 nationally on financial health and #149 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pilgrim Cucc is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pilgrim Cucc
Frequently Asked Questions
Is Texas Lee financially healthy?
On its 2025Q4 NCUA 5300 filing, Texas Lee scores 87/100 (Excellent), with a 13.37% net worth ratio and 0.00% of loans delinquent. It ranks #1,625 of 4,374 nationally on health and #149 of 386 in Texas.
How does Texas Lee compare to other credit unions?
Texas Lee scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (62.08% vs 52.70%). Its widest shortfall is net worth ratio (13.37% vs 22.93%).
How can I join Texas Lee?
Texas Lee serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Texas Lee directly for the current list of qualifying groups.
Is my money safe at Texas Lee?
Texas Lee is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Lee's net worth ratio of 13.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.