State credit union · Florence, South Carolina · NCUA charter #61028
Nucor Employee's
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $67.3M
- Total assets
- 8,462
- Members
- 18.8%
- Net-worth ratio
Nucor Employee's scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.3M; members 8,462; net-worth ratio 18.82%; health rank #143 of 4,374; healthier than 95th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#143 of 4,374 health · 2025Q4Nucor Employee's · health 97/100 · $67.3M · 2025Q4
Call Report peers
Nucor Employee's in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Nucor Employee's vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Nucor Employee's sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Nucor Employee's diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 73.67% vs peer 62.60% (+11.07 pp).
Where Nucor Employee's sits in South Carolina
- South Carolina health ordinal: #2 of 46.
- South Carolina assets place: #27 of 46.
- South Carolina membership ordinal: #23 of 46.
- One place up in South Carolina, UPSTATE (#1) scores 99/100, 2 points higher; one place down, ANMED (#3) scores 96/100, 1 point lower.
How Nucor Employee's's 5300 filing moved
Nucor Employee's: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $67.3M (2025Q4) to $69.8M (2026Q1).
- Net-worth ratio shifted -0.28 pp (19.10% → 18.82%).
At 18.82%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
Nucor Employee's gives up 3 points in total. Member Growth costs the most, 3.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 15.1 pts
Nucor Employee's vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.82% | +5.20 pp |
| Delinquency Rate | 0.35% | -0.61 pp |
| Return on Assets | 2.60% | +1.94 pp |
| Member Growth | 2.40% | - |
| Loan-to-Share Ratio | 73.67% | +11.07 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $69.8M | - |
| 2025Q4 | $67.3M | 8,462 |
| 2024Q4 | $61.7M | 8,264 |
| 2023Q4 | $61.7M | 7,946 |
Credit Union Details
- Charter Number
- 61028
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- South Carolina
- City
- Florence
- Data Quarter
- 2025Q4
Branch Locations (12)
Nucor Employee's operates 12 offices across 11 cities, spanning 7 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Nucor Employee's Credit Union Main Office (Main Office) | Florence, SC |
| Nucor Employee's Credit Union Auburn Branch | Auburn, NY |
| Nucor Employee's Credit Union Blytheville Branch | Blytheville, AR |
| Nucor Employee's Credit Union Yamato Branch | Blytheville, AR |
| Nucor Employee's Credit Union Hertford Branch | Cofield, NC |
| Nucor Employee's Credit Union Convent LA Branch | Convent, LA |
| Nucor Employee's Credit Union Darlington Branch | Darlington, SC |
| Nucor Employee's Credit Union Berkeley Branch | Huger, SC |
| Nucor Employee's Credit Union Memphis Branch | Memphis, TN |
| Nucor Employee's Credit Union Swansea Branch | Swansea, SC |
| Nucor Employee's Credit Union Decatur Branch | Trinity, AL |
| Nucor Employee's Credit Union Tuscaloosa | Tuscaloosa, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
Other federally-insured credit unions in South Carolina, closest first by peer group and asset size.
Cross-state Call Report peers for Nucor Employee's
Using this data
- Nucor Employee's ranks #143 of 4,374 nationally on financial health and #2 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Latitude 32 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Latitude 32
Frequently Asked Questions
Is Nucor Employee's financially healthy?
Nucor Employee's has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #143 of 4,374 nationally on health and #2 of 46 in South Carolina. Its net worth ratio is 18.82% and its delinquency rate 0.35%.
How does Nucor Employee's compare to other credit unions?
Nucor Employee's scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (73.67% vs 62.60%).
How can I join Nucor Employee's?
Membership eligibility for Nucor Employee's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Nucor Employee's directly for current membership requirements and application steps.
Is my money safe at Nucor Employee's?
Nucor Employee's is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Nucor Employee's's net worth ratio of 18.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.