Federal credit union · Hawthorne, California · NCUA charter #6248
SKYONE
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $881.9M
- Total assets
- 51,902
- Members
- 7.5%
- Net-worth ratio
SKYONE scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $881.9M; members 51,902; net-worth ratio 7.50%; health rank #3,730 of 4,374; healthier than 15th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,730 of 4,374 health · 2025Q4SKYONE · health 68/100 · $881.9M · 2025Q4
Call Report peers
SKYONE in the assets neighbourhood
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SKYONE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SKYONE sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for SKYONE
- Loan-to-Share Ratio leads the peer set - 84.61% here, 83.90% peer average (+0.71 pp).
- Largest lag: Net Worth Ratio at 7.50% vs peer 11.18% (-3.68 pp).
Where SKYONE sits in California
- In California, health place is #218 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #71 of 243.
- California membership ordinal: #65 of 243.
- One place up in California, THINKWISE (#217) ties at 68/100; one place down, The Police (#219) scores 67/100, 1 point lower.
Quarter path for SKYONE
SKYONE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.7% from $881.9M (2025Q4) to $875.8M (2026Q1).
- Net-worth ratio shifted +0.10 pp (7.40% → 7.50%).
This credit union's 7.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
SKYONE gives up 32 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 23.7 pts
- Delinquency Rate 17.4 pts
- Return on Assets 11.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.50% | -3.68 pp |
| Delinquency Rate | 1.35% | +0.47 pp |
| Return on Assets | 0.28% | -0.23 pp |
| Member Growth | -22.05% | - |
| Loan-to-Share Ratio | 84.61% | +0.71 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
SKYONE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $875.8M | - |
| 2025Q4 | $881.9M | 51,902 |
| 2024Q4 | $1.00B | 66,581 |
| 2023Q4 | $938.3M | 60,071 |
Credit Union Details
- Charter Number
- 6248
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Hawthorne
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for SKYONE, spread across 3 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Hawthorne, CA |
| El Segundo Branch | El Segundo, CA |
| Lewisville Texas Branch | Lewisville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SKYONE
Using this data
- SKYONE ranks #3,730 of 4,374 nationally on financial health and #218 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OCEANAIR is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OCEANAIR
Frequently Asked Questions
Is SKYONE financially healthy?
On its 2025Q4 NCUA 5300 filing, SKYONE scores 68/100 (Good), with a 7.50% net worth ratio and 1.35% of loans delinquent. It ranks #3,730 of 4,374 nationally on health and #218 of 243 in California.
How does SKYONE compare to other credit unions?
SKYONE scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (84.61% vs 83.90%). Its widest shortfall is net worth ratio (7.50% vs 11.18%).
How can I join SKYONE?
SKYONE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SKYONE directly for the exact boundaries and application steps.
Is my money safe at SKYONE?
SKYONE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SKYONE's net worth ratio of 7.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.