Federal credit union · Hawthorne, California · NCUA charter #6248
SKYONE
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $881.9M
- Total assets
- 51,902
- Members
- 7.5%
- Net-worth ratio
SKYONE scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $881.9M; members 51,902; net-worth ratio 7.50%; health rank #3,730 of 4,374; healthier than 15th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,730 of 4,374 health · 2025Q4SKYONE · health 68/100 · $881.9M · 2025Q4
- NW 68/100
- DELQ 7.5%
- ROA 1.35%
- ASSETS 0.28%
- MEM $881.9M
- RANK 51,902
- PHOTO #3,730/4,374
- BOOK NUMARK
- CHARTER 6248
Call Report peers
SKYONE in the assets neighbourhood
SKYONE's $881.9M assets sit next to NUMARK ($884.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SKYONE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SKYONE - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #6248. See our deposit-insurance coverage note.
Peer-gap read for SKYONE
- Loan-to-Share Ratio leads the peer set - 84.61% here, 83.90% peer average (+0.71 pp).
- Largest lag: Net Worth Ratio at 7.50% vs peer 11.18% (-3.68 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where SKYONE sits in California
- In California, health place is #218 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #71 of 243.
- California membership ordinal: #65 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for SKYONE
SKYONE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.7% from $881.9M (2025Q4) to $875.8M (2026Q1).
- Net-worth ratio shifted +0.10 pp (7.40% → 7.50%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 7.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 23.7 pts
- Delinquency Rate 17.4 pts
- Return on Assets 11.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.50% | -3.68 pp |
| Delinquency Rate | 1.35% | +0.47 pp |
| Return on Assets | 0.28% | -0.23 pp |
| Member Growth | -22.05% | - |
| Loan-to-Share Ratio | 84.61% | +0.71 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
SKYONE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $875.8M | - |
| 2025Q4 | $881.9M | 51,902 |
| 2024Q4 | $1.00B | 66,581 |
| 2023Q4 | $938.3M | 60,071 |
Credit Union Details
- Charter Number
- 6248
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Hawthorne
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for SKYONE, spread across 3 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Hawthorne, CA |
| El Segundo Branch | El Segundo, CA |
| Lewisville Texas Branch | Lewisville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SKYONE
SKYONE's nationwide photo peers by assets and by health score, excluding California charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($881.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- SKYONE ranks #3,730 of 4,374 nationally on financial health and #218 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OCEANAIR is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OCEANAIR
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SKYONE financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, SKYONE carries a financial health score of 68/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,730 of 4,374; by total assets it ranks #519 of 4,374 nationally (same basis as /rankings/largest); and #71 of 243 within California. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 7.50% net worth ratio and a 1.35% delinquency rate.
How does SKYONE compare to other credit unions?
Five weighted metrics from NCUA filings produce SKYONE's 68/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SKYONE?
SKYONE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SKYONE directly for the exact boundaries and application steps.
Is my money safe at SKYONE?
Federal credit unions like SKYONE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SKYONE's net worth ratio of 7.50% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SKYONE offer compared to banks?
Credit unions like SKYONE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SKYONE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.