Federal credit union · ARLINGTON, Virginia · NCUA charter #6184
St. Ann's Arlington
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $3.1M
- Total assets
- 327
- Members
- 12.1%
- Net-worth ratio
St. Ann's Arlington scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 327; net-worth ratio 12.08%; health rank #3,714 of 4,374; healthier than 15th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,714 of 4,374 health · 2025Q4St. Ann's Arlington · health 68/100 · $3.1M · 2025Q4
- MEM 68/100
- RANK 12.1%
- PHOTO 0.00%
- BOOK 0.02%
- CHARTER $3.1M
- NCUSIF 327
- CAMELS #3,714/4,374
- HEALTH n/a
- NW 6184
St. Ann's Arlington carries $3.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Ann's Arlington vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Ann's Arlington - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #6184, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where St. Ann's Arlington diverges from peer averages
- Delinquency Rate leads the peer set - 0.00% here, 1.81% peer average (-1.81 pp).
- Loan-to-Share Ratio trails the peer set - 14.25% here, 63.60% peer average (-49.35 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
St. Ann's Arlington: in-state Call Report ranks
- Virginia health ordinal: #77 of 95.
- Virginia assets place: #85 of 95.
- Member book place in Virginia: #88 of 95.
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
St. Ann's Arlington Call Report trajectory
St. Ann's Arlington: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.4% from $3.1M (2025Q4) to $3.1M (2026Q1).
- Net-worth ratio shifted +0.05 pp (12.03% → 12.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 5.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.7 pts
Call Report ratios for St. Ann's Arlington
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.08% | -6.98 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.02% | -0.43 pp |
| Member Growth | -12.80% | - |
| Loan-to-Share Ratio | 14.25% | -49.35 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - St. Ann's Arlington
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.1M | - |
| 2025Q4 | $3.1M | 327 |
| 2024Q4 | $3.4M | 375 |
| 2023Q4 | $3.6M | 426 |
Credit Union Details
- Charter Number
- 6184
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Virginia
- City
- ARLINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for St. Ann's Arlington, spread across 2 cities.
| Office | City |
|---|---|
| St. Ann's Credit Union (Main Office) | Arlington, VA |
| Offsite Data Storage Through FedComp | Fairfax, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
St. Ann's Arlington nationwide neighbourhoods
St. Ann's Arlington's nationwide photo peers by assets and by health score, excluding Virginia charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- St. Ann's Arlington ranks #3,714 of 4,374 nationally on financial health and #77 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PLANTERS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PLANTERS
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Ann's Arlington financially healthy?
A 12.08% net worth ratio and a 0.00% delinquency rate feed into St. Ann's Arlington's financial health score of 68/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,714 of 4,374; by total assets it ranks #4,028 of 4,374 nationally (same basis as /rankings/largest); and #85 of 95 within Virginia. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does St. Ann's Arlington compare to other credit unions?
On PlainCU's health composite, St. Ann's Arlington lands at 68/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Ann's Arlington?
St. Ann's Arlington operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact St. Ann's Arlington directly for the exact boundaries and application steps.
Is my money safe at St. Ann's Arlington?
Federal credit unions like St. Ann's Arlington are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Ann's Arlington's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Ann's Arlington offer compared to banks?
Credit unions like St. Ann's Arlington are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Ann's Arlington directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.