Federal credit union · SUITLAND, Maryland · NCUA charter #5641
CENSUS
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $49.7M
- Total assets
- 2,091
- Members
- 20.0%
- Net-worth ratio
CENSUS scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $49.7M; members 2,091; net-worth ratio 20.00%; health rank #3,696 of 4,374; healthier than 15th of scored peers.
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#3,696 of 4,374 health · 2025Q4CENSUS · health 68/100 · $49.7M · 2025Q4
Call Report peers
CENSUS in the assets neighbourhood
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CENSUS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CENSUS sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
CENSUS: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +5.14 pp (20.00% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 29.20% here, 59.80% peer average (-30.60 pp).
Maryland standing for CENSUS
- Health composite ranks #53 of 62 among scored Maryland credit unions.
- By total assets, CENSUS is #41 of 62 in Maryland.
- Maryland membership ordinal: #48 of 62.
- One place up in Maryland, HEMA (#52) scores 69/100, 1 point higher; one place down, Korean Catholic (#54) scores 65/100, 3 points lower.
Quarter path for CENSUS
CENSUS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $49.7M (2025Q4) to $49.6M (2026Q1).
- Net-worth ratio shifted +0.28 pp (19.72% → 20.00%).
At 20.00%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
CENSUS gives up 32 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.4 pts
CENSUS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.00% | +5.14 pp |
| Delinquency Rate | 0.21% | -0.94 pp |
| Return on Assets | 0.00% | -0.70 pp |
| Member Growth | -5.30% | - |
| Loan-to-Share Ratio | 29.20% | -30.60 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - CENSUS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $49.6M | - |
| 2025Q4 | $49.7M | 2,091 |
| 2024Q4 | $50.6M | 2,208 |
| 2023Q4 | $50.9M | 2,305 |
Credit Union Details
- Charter Number
- 5641
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Maryland
- City
- SUITLAND
- Data Quarter
- 2025Q4
Branch Locations (2)
CENSUS operates 2 offices in Washington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Census Federal Credit Union (Main Office) | Washington, DC |
| DC000012 | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
Other federally-insured credit unions in Maryland, closest first by peer group and asset size.
CENSUS nationwide neighbourhoods
Using this data
- CENSUS ranks #3,696 of 4,374 nationally on financial health and #53 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Credit Union of Maryland,in is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Credit Union of Maryland,in
Frequently Asked Questions
Is CENSUS financially healthy?
CENSUS has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,696 of 4,374 nationally on health and #53 of 62 in Maryland. Its net worth ratio is 20.00% and its delinquency rate 0.21%.
How does CENSUS compare to other credit unions?
CENSUS scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.00% vs 14.86%). Its widest shortfall is loan-to-share ratio (29.20% vs 59.80%).
How can I join CENSUS?
CENSUS serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact CENSUS directly for the current list of qualifying groups.
Is my money safe at CENSUS?
CENSUS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CENSUS's net worth ratio of 20.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.