State credit union · Kettering, Ohio · NCUA charter #66835
Day Air
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $890.6M
- Total assets
- 53,885
- Members
- 14.5%
- Net-worth ratio
Day Air scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $890.6M; members 53,885; net-worth ratio 14.50%; health rank #1,423 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,423 of 4,374 health · 2025Q4Day Air · health 88/100 · $890.6M · 2025Q4
Call Report peers
Day Air in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Day Air vs every NCUA-scored credit union
Day Air sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Day Air vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 97.94% vs peer 83.90% (+14.04 pp).
- Largest lag: Delinquency Rate at 0.99% vs peer 0.87% (+0.11 pp).
Ohio standing for Day Air
- Ohio health ordinal: #66 of 196.
- Assets rank #9 of 196 inside Ohio ($890.6M reported).
- Ohio membership ordinal: #11 of 196.
- One place up in Ohio, Best Reward (#65) ties at 88/100; one place down, The Catholic (#67) ties at 88/100.
Day Air Call Report trajectory
Day Air: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $890.6M (2025Q4) to $892.9M (2026Q1).
- Net-worth ratio shifted +0.52 pp (13.98% → 14.50%).
This credit union's 14.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Day Air gives up 12 points in total. Delinquency Rate costs the most, 4.9 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 11.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.50% | +3.32 pp |
| Delinquency Rate | 0.99% | +0.11 pp |
| Return on Assets | 1.25% | +0.75 pp |
| Member Growth | 2.32% | - |
| Loan-to-Share Ratio | 97.94% | +14.04 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Day Air
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $892.9M | - |
| 2025Q4 | $890.6M | 53,885 |
| 2024Q4 | $819.3M | 52,664 |
| 2023Q4 | $790.6M | 51,079 |
Credit Union Details
- Charter Number
- 66835
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Ohio
- City
- Kettering
- Data Quarter
- 2025Q4
Branch Locations (5)
Day Air operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Wilmington Pike Branch (Main Office) | Kettering, OH |
| Beavercreek Branch | Beavercreek, OH |
| Centerville Branch | Centerville, OH |
| VA Branch | Dayton, OH |
| North Dixie Financial Center | Dayton, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Day Air
Using this data
- Day Air ranks #1,423 of 4,374 nationally on financial health and #66 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CINFED is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CINFED
Frequently Asked Questions
Is Day Air financially healthy?
On its 2025Q4 NCUA 5300 filing, Day Air scores 88/100 (Excellent), with a 14.50% net worth ratio and 0.99% of loans delinquent. It ranks #1,423 of 4,374 nationally on health and #66 of 196 in Ohio.
How does Day Air compare to other credit unions?
Day Air scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (97.94% vs 83.90%). Its widest shortfall is delinquency rate (0.99% vs 0.87%).
How can I join Day Air?
Membership eligibility for Day Air depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Day Air directly for current membership requirements and application steps.
Is my money safe at Day Air?
Day Air is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Day Air's net worth ratio of 14.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.