Federal credit union · ALEXANDRIA, Virginia · NCUA charter #20061
SIGNATURE
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $427.6M
- Total assets
- 27,187
- Members
- 10.9%
- Net-worth ratio
SIGNATURE scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $427.6M; members 27,187; net-worth ratio 10.86%; health rank #2,141 of 4,374; healthier than 50th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,141 of 4,374 health · 2025Q4SIGNATURE · health 84/100 · $427.6M · 2025Q4
Call Report peers
SIGNATURE in the assets neighbourhood
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SIGNATURE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SIGNATURE sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
SIGNATURE vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +28.36 pp (100.56% vs 72.20%).
- Net Worth Ratio trails the peer set - 10.86% here, 12.11% peer average (-1.25 pp).
Where SIGNATURE sits in Virginia
- In Virginia, health place is #35 of 95 on the same NCUA-ratio sort used nationally.
- Assets rank #25 of 95 inside Virginia ($427.6M reported).
- Membership ranks #26 of 95 among Virginia CUs with a reported count (27,187 members).
- One place up in Virginia, Front Royal (#34) ties at 84/100; one place down, CALL (#36) ties at 84/100.
SIGNATURE Call Report trajectory
SIGNATURE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -4.9% from $427.6M (2025Q4) to $406.7M (2026Q1).
- Net-worth ratio shifted +0.54 pp (10.32% → 10.86%).
This credit union's 10.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
SIGNATURE gives up 16 points in total. Delinquency Rate costs the most, 5.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.2 pts
- Return on Assets 15.0 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 10.3 pts
SIGNATURE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.86% | -1.25 pp |
| Delinquency Rate | 1.10% | +0.21 pp |
| Return on Assets | 0.65% | +0.03 pp |
| Member Growth | 0.41% | - |
| Loan-to-Share Ratio | 100.56% | +28.36 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
SIGNATURE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $406.7M | - |
| 2025Q4 | $427.6M | 27,187 |
| 2024Q4 | $444.0M | 27,077 |
| 2023Q4 | $451.4M | 26,352 |
Credit Union Details
- Charter Number
- 20061
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- ALEXANDRIA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for SIGNATURE.
| Office | City |
|---|---|
| Signature FCU (Main Office) | Alexandria, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
Cross-state Call Report peers for SIGNATURE
Using this data
- SIGNATURE ranks #2,141 of 4,374 nationally on financial health and #35 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Park View is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Park View
Frequently Asked Questions
Is SIGNATURE financially healthy?
On its 2025Q4 NCUA 5300 filing, SIGNATURE scores 84/100 (Excellent), with a 10.86% net worth ratio and 1.10% of loans delinquent. It ranks #2,141 of 4,374 nationally on health and #35 of 95 in Virginia.
How does SIGNATURE compare to other credit unions?
SIGNATURE scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (100.56% vs 72.20%). Its widest shortfall is net worth ratio (10.86% vs 12.11%).
How can I join SIGNATURE?
SIGNATURE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact SIGNATURE directly for the current list of qualifying groups.
Is my money safe at SIGNATURE?
SIGNATURE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SIGNATURE's net worth ratio of 10.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.