Federal credit union · Taunton, Massachusetts · NCUA charter #5602
TAUNTON
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $426.1M
- Total assets
- 19,127
- Members
- 11.9%
- Net-worth ratio
TAUNTON scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $426.1M; members 19,127; net-worth ratio 11.92%; health rank #2,442 of 4,374; healthier than 43rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,442 of 4,374 health · 2025Q4TAUNTON · health 82/100 · $426.1M · 2025Q4
Call Report peers
TAUNTON in the assets neighbourhood
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TAUNTON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TAUNTON sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TAUNTON: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 81.59% vs peer 72.20% (+9.39 pp).
- Largest lag: Net Worth Ratio at 11.92% vs peer 12.11% (-0.19 pp).
TAUNTON in Massachusetts
- Health composite ranks #71 of 126 among scored Massachusetts credit unions.
- Assets rank #30 of 126 inside Massachusetts ($426.1M reported).
- Massachusetts membership ordinal: #30 of 126.
- One place up in Massachusetts, GREYLOCK (#70) ties at 82/100; one place down, GFA (#72) ties at 82/100.
TAUNTON Call Report trajectory
TAUNTON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $426.1M (2025Q4) to $433.5M (2026Q1).
- Net-worth ratio shifted +0.02 pp (11.90% → 11.92%).
This credit union's 11.92% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
TAUNTON gives up 18 points in total. Member Growth costs the most, 13.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.9 pts
- Return on Assets 15.0 pts
- Member Growth 1.2 pts
- Loan-to-Share Ratio 14.9 pts
TAUNTON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.92% | -0.19 pp |
| Delinquency Rate | 0.91% | +0.02 pp |
| Return on Assets | 1.06% | +0.43 pp |
| Member Growth | -4.34% | - |
| Loan-to-Share Ratio | 81.59% | +9.39 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
TAUNTON filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $433.5M | - |
| 2025Q4 | $426.1M | 19,127 |
| 2024Q4 | $393.0M | 19,995 |
| 2023Q4 | $351.0M | 18,466 |
Credit Union Details
- Charter Number
- 5602
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Massachusetts
- City
- Taunton
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for TAUNTON, spread across 5 cities.
| Office | City |
|---|---|
| Taunton Federal Credit Union (Main Office) | Taunton, MA |
| Taunton Federal Credit Union | Acushnet, MA |
| Taunton Federal Credit Union | Middleboro, MA |
| Taunton Federal Credit Union | New Bedford, MA |
| Taunton Federal Credit Union | New Bedford, MA |
| Taunton Federal Credit Union | Taunton, MA |
| Taunton Federal Credit Union | Wareham, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Other-state peers near TAUNTON
Using this data
- TAUNTON ranks #2,442 of 4,374 nationally on financial health and #71 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Boston Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Boston Firefighters
Frequently Asked Questions
Is TAUNTON financially healthy?
On its 2025Q4 NCUA 5300 filing, TAUNTON scores 82/100 (Excellent), with a 11.92% net worth ratio and 0.91% of loans delinquent. It ranks #2,442 of 4,374 nationally on health and #71 of 126 in Massachusetts.
How does TAUNTON compare to other credit unions?
TAUNTON scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.59% vs 72.20%). Its widest shortfall is net worth ratio (11.92% vs 12.11%).
How can I join TAUNTON?
TAUNTON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TAUNTON directly for the exact boundaries and application steps.
Is my money safe at TAUNTON?
TAUNTON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TAUNTON's net worth ratio of 11.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.