State credit union · LUFKIN, Texas · NCUA charter #67440
Angelina County Teachers
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $12.8M
- Total assets
- 1,855
- Members
- 17.8%
- Net-worth ratio
Angelina County Teachers scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.8M; members 1,855; net-worth ratio 17.78%; health rank #1,200 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,200 of 4,374 health · 2025Q4Angelina County Teachers · health 89/100 · $12.8M · 2025Q4
- RANK 89/100
- PHOTO 17.8%
- BOOK 0.08%
- CHARTER 1.10%
- NCUSIF $12.8M
- CAMELS 1,855
- HEALTH #1,200/4,374
- NW Mississippi Highway Safty Pat
- DELQ 67440
Call Report peers
Angelina County Teachers in the assets neighbourhood
Angelina County Teachers's $12.8M assets sit next to Mississippi Highway Safty Pat ($12.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Angelina County Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Angelina County Teachers - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67440, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Angelina County Teachers: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 17.78% here, 14.86% peer average (+2.92 pp).
- Loan-to-Share Ratio trails the peer set - 42.40% here, 59.80% peer average (-17.40 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Angelina County Teachers: in-state Call Report ranks
- Health composite ranks #111 of 386 among scored Texas credit unions.
- By total assets, Angelina County Teachers is #287 of 386 in Texas.
- Membership ranks #265 of 386 among Texas CUs with a reported count (1,855 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Angelina County Teachers: 2025Q4 → 2026Q1
Angelina County Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $12.8M (2025Q4) to $12.9M (2026Q1).
- Net-worth ratio shifted +0.42 pp (17.36% → 17.78%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.78%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 9.4 pts
Angelina County Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.78% | +2.92 pp |
| Delinquency Rate | 0.08% | -1.07 pp |
| Return on Assets | 1.10% | +0.39 pp |
| Member Growth | 0.49% | - |
| Loan-to-Share Ratio | 42.40% | -17.40 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Angelina County Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.9M | - |
| 2025Q4 | $12.8M | 1,855 |
| 2024Q4 | $12.7M | 1,846 |
| 2023Q4 | $13.4M | 1,847 |
Credit Union Details
- Charter Number
- 67440
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- LUFKIN
- Data Quarter
- 2025Q4
Branch Locations (3)
Angelina County Teachers operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN 402 S. MEDFORD DR (Main Office) | Lufkin, TX |
| FEDCOMP | Fairfax, VA |
| ASPIRE | Lufkin, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Angelina County Teachers nationwide neighbourhoods
Two NCUA Call Report peer sets for Angelina County Teachers, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($12.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Angelina County Teachers ranks #1,200 of 4,374 nationally on financial health and #111 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Coastal Bend P O is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Coastal Bend P O
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Angelina County Teachers financially healthy?
A 17.78% net worth ratio and a 0.08% delinquency rate feed into Angelina County Teachers's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,200 of 4,374; by total assets it ranks #3,420 of 4,374 nationally (same basis as /rankings/largest); and #287 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Angelina County Teachers compare to other credit unions?
Angelina County Teachers scores 89/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Angelina County Teachers?
Membership eligibility for Angelina County Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Angelina County Teachers directly for current membership requirements and application steps.
Is my money safe at Angelina County Teachers?
Federal credit unions like Angelina County Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Angelina County Teachers's net worth ratio of 17.78% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Angelina County Teachers offer compared to banks?
Credit unions like Angelina County Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Angelina County Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.