Federal credit union · HONOLULU, Hawaii · NCUA charter #10882
Local Union 1186 Ibew
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $12.8M
- Total assets
- 1,035
- Members
- 14.9%
- Net-worth ratio
Local Union 1186 Ibew scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.8M; members 1,035; net-worth ratio 14.92%; health rank #3,988 of 4,374; healthier than 8th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,988 of 4,374 health · 2025Q4Local Union 1186 Ibew · health 62/100 · $12.8M · 2025Q4
Call Report peers
Local Union 1186 Ibew in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Local Union 1186 Ibew vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Local Union 1186 Ibew sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Local Union 1186 Ibew diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +0.06 pp (14.92% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -40.32 pp (19.48% vs 59.80%).
Where Local Union 1186 Ibew sits in Hawaii
- In Hawaii, health place is #44 of 45 on the same NCUA-ratio sort used nationally.
- Hawaii assets place: #42 of 45.
- Hawaii membership ordinal: #43 of 45.
- One place up in Hawaii, Plumbers & Fitters Local 675 (#43) ties at 62/100; one place down, MCBRYDE (#45) scores 61/100, 1 point lower.
Local Union 1186 Ibew Call Report trajectory
Local Union 1186 Ibew: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.1% from $12.8M (2025Q4) to $12.7M (2026Q1).
- Net-worth ratio shifted +0.23 pp (14.69% → 14.92%).
At 14.92%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 62/100 score is built
Local Union 1186 Ibew gives up 38 points in total. Delinquency Rate costs the most, 19 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.0 pts
- Return on Assets 6.9 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 8.0 pts
Call Report ratios for Local Union 1186 Ibew
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.92% | +0.06 pp |
| Delinquency Rate | 3.04% | +1.89 pp |
| Return on Assets | 0.05% | -0.65 pp |
| Member Growth | 1.77% | - |
| Loan-to-Share Ratio | 19.48% | -40.32 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Local Union 1186 Ibew
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.7M | - |
| 2025Q4 | $12.8M | 1,035 |
| 2024Q4 | $13.1M | 1,017 |
| 2023Q4 | $13.7M | 1,026 |
Credit Union Details
- Charter Number
- 10882
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Hawaii
- City
- HONOLULU
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Local Union 1186 Ibew runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Akito "Blackie" Fujikawa Building (Main Office) | Honolulu, HI |
| Underground Vaults & Storage | Hutchinson, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
Other federally-insured credit unions in Hawaii, closest first by peer group and asset size.
Cross-state Call Report peers for Local Union 1186 Ibew
Similar total assets
Similar health score
Using this data
- Local Union 1186 Ibew ranks #3,988 of 4,374 nationally on financial health and #44 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EWA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EWA
Frequently Asked Questions
Is Local Union 1186 Ibew financially healthy?
On its 2025Q4 NCUA 5300 filing, Local Union 1186 Ibew scores 62/100 (Good), with a 14.92% net worth ratio and 3.04% of loans delinquent. It ranks #3,988 of 4,374 nationally on health and #44 of 45 in Hawaii.
How does Local Union 1186 Ibew compare to other credit unions?
Local Union 1186 Ibew scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (14.92% vs 14.86%). Its widest shortfall is loan-to-share ratio (19.48% vs 59.80%).
How can I join Local Union 1186 Ibew?
Local Union 1186 Ibew serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Local Union 1186 Ibew directly for the current list of qualifying groups.
Is my money safe at Local Union 1186 Ibew?
Local Union 1186 Ibew is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Local Union 1186 Ibew's net worth ratio of 14.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.