Federal credit union · Johnson City, Tennessee · NCUA charter #6079
Select Seven
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $62.2M
- Total assets
- 5,270
- Members
- 13.4%
- Net-worth ratio
Select Seven scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $62.2M; members 5,270; net-worth ratio 13.39%; health rank #1,624 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,624 of 4,374 health · 2025Q4Select Seven · health 87/100 · $62.2M · 2025Q4
Call Report peers
Select Seven in the assets neighbourhood
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Select Seven vs every NCUA-scored credit union
Select Seven sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Select Seven
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +26.27 pp (88.87% vs 62.60%).
- Largest lag: Net Worth Ratio at 13.39% vs peer 13.62% (-0.23 pp).
Select Seven in Tennessee
- Tennessee health ordinal: #55 of 127.
- Assets rank #56 of 127 inside Tennessee ($62.2M reported).
- Tennessee membership ordinal: #55 of 127.
- One place up in Tennessee, Memphis City Employees (#54) ties at 87/100; one place down, Cleveland-Bradley Cty Teacher (#56) ties at 87/100.
Quarter path for Select Seven
Select Seven: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $62.2M (2025Q4) to $62.8M (2026Q1).
- Net-worth ratio shifted +0.10 pp (13.29% → 13.39%).
At 13.39%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Select Seven gives up 13 points in total. Member Growth costs the most, 13.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 15.5 pts
Call Report ratios for Select Seven
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.39% | -0.23 pp |
| Delinquency Rate | 0.09% | -0.87 pp |
| Return on Assets | 1.34% | +0.69 pp |
| Member Growth | -4.15% | - |
| Loan-to-Share Ratio | 88.87% | +26.27 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Select Seven
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.8M | - |
| 2025Q4 | $62.2M | 5,270 |
| 2024Q4 | $59.4M | 5,498 |
| 2023Q4 | $56.6M | 5,833 |
Credit Union Details
- Charter Number
- 6079
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- Johnson City
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Select Seven runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Marketplace Blvd (Main Office) | Johnson City, TN |
| Market Street | Johnson City, TN |
| Kingsport | Kingsport, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Select Seven ranks #1,624 of 4,374 nationally on financial health and #55 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HORIZON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HORIZON
Frequently Asked Questions
Is Select Seven financially healthy?
Select Seven has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,624 of 4,374 nationally on health and #55 of 127 in Tennessee. Its net worth ratio is 13.39% and its delinquency rate 0.09%.
How does Select Seven compare to other credit unions?
Select Seven scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (88.87% vs 62.60%). Its widest shortfall is net worth ratio (13.39% vs 13.62%).
How can I join Select Seven?
Select Seven operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Select Seven directly for the exact boundaries and application steps.
Is my money safe at Select Seven?
Select Seven is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Select Seven's net worth ratio of 13.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.