Federal credit union · Canton, Ohio · NCUA charter #4884
St. Josephs Canton Parish
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $62.1M
- Total assets
- 5,810
- Members
- 11.2%
- Net-worth ratio
St. Josephs Canton Parish scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $62.1M; members 5,810; net-worth ratio 11.21%; health rank #1,673 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,673 of 4,374 health · 2025Q4St. Josephs Canton Parish · health 87/100 · $62.1M · 2025Q4
- NW 87/100
- DELQ 11.2%
- ROA 0.25%
- ASSETS 1.04%
- MEM $62.1M
- RANK 5,810
- PHOTO #1,673/4,374
- BOOK Central Keystone
- CHARTER 4884
Call Report peers
St. Josephs Canton Parish in the assets neighbourhood
St. Josephs Canton Parish's $62.1M assets sit next to Central Keystone ($62.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Josephs Canton Parish vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Josephs Canton Parish - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #4884, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
St. Josephs Canton Parish vs $50M–$100M peers
- Delinquency Rate leads the peer set - 0.25% here, 0.96% peer average (-0.72 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -21.29 pp (41.31% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
St. Josephs Canton Parish: in-state Call Report ranks
- Health composite ranks #74 of 196 among scored Ohio credit unions.
- By total assets, St. Josephs Canton Parish is #99 of 196 in Ohio.
- Ohio membership ordinal: #91 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
St. Josephs Canton Parish: 2025Q4 → 2026Q1
St. Josephs Canton Parish: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.5% from $62.1M (2025Q4) to $63.6M (2026Q1).
- Net-worth ratio shifted -0.06 pp (11.27% → 11.21%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 9.4 pts
St. Josephs Canton Parish health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.21% | -2.41 pp |
| Delinquency Rate | 0.25% | -0.72 pp |
| Return on Assets | 1.04% | +0.38 pp |
| Member Growth | -0.79% | - |
| Loan-to-Share Ratio | 41.31% | -21.29 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $63.6M | - |
| 2025Q4 | $62.1M | 5,810 |
| 2024Q4 | $63.7M | 5,856 |
| 2023Q4 | $62.5M | 5,937 |
Credit Union Details
- Charter Number
- 4884
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Canton
- Data Quarter
- 2025Q4
Branch Locations (3)
St. Josephs Canton Parish operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Canton, OH |
| Records | Canton, OH |
| Louisville Branch | Louisville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near St. Josephs Canton Parish
Two NCUA Call Report peer sets for St. Josephs Canton Parish, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($62.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- St. Josephs Canton Parish ranks #1,673 of 4,374 nationally on financial health and #74 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TOPMARK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TOPMARK
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Josephs Canton Parish financially healthy?
St. Josephs Canton Parish has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,673 of 4,374; by total assets it ranks #2,231 of 4,374 nationally (same basis as /rankings/largest); and #99 of 196 within Ohio. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 11.21% and delinquency rate of 0.25%.
How does St. Josephs Canton Parish compare to other credit unions?
On PlainCU's health composite, St. Josephs Canton Parish lands at 87/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Josephs Canton Parish?
St. Josephs Canton Parish operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact St. Josephs Canton Parish directly for the exact boundaries and application steps.
Is my money safe at St. Josephs Canton Parish?
Federal credit unions like St. Josephs Canton Parish are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Josephs Canton Parish's net worth ratio of 11.21% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Josephs Canton Parish offer compared to banks?
Credit unions like St. Josephs Canton Parish are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Josephs Canton Parish directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.