State credit union · BELOIT, Kansas · NCUA charter #63374
FARMWAY
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $102.2M
- Total assets
- 7,418
- Members
- 21.7%
- Net-worth ratio
FARMWAY scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $102.2M; members 7,418; net-worth ratio 21.74%; health rank #1,377 of 4,374; healthier than 65th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,377 of 4,374 health · 2025Q4FARMWAY · health 88/100 · $102.2M · 2025Q4
- MEM 88/100
- RANK 21.7%
- PHOTO 1.01%
- BOOK 0.51%
- CHARTER $102.2M
- NCUSIF 7,418
- CAMELS #1,377/4,374
- HEALTH Great Lakes First
- NW 63374
Call Report peers
FARMWAY in the assets neighbourhood
FARMWAY's $102.2M assets sit next to Great Lakes First ($102.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FARMWAY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FARMWAY - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #63374, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where FARMWAY diverges from peer averages
- Net Worth Ratio leads the peer set - 21.74% here, 12.11% peer average (+9.63 pp).
- Delinquency Rate trails the peer set - 1.01% here, 0.89% peer average (+0.12 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
FARMWAY in Kansas
- Kansas health ordinal: #12 of 61.
- Kansas assets place: #17 of 61.
- Membership ranks #20 of 61 among Kansas CUs with a reported count (7,418 members).
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
FARMWAY Call Report trajectory
FARMWAY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.9% from $102.2M (2025Q4) to $107.2M (2026Q1).
- Net-worth ratio shifted -0.87 pp (22.61% → 21.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 21.74% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 15.0 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 15.3 pts
FARMWAY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.74% | +9.63 pp |
| Delinquency Rate | 1.01% | +0.12 pp |
| Return on Assets | 0.51% | -0.11 pp |
| Member Growth | -0.68% | - |
| Loan-to-Share Ratio | 80.57% | +8.37 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
FARMWAY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $107.2M | - |
| 2025Q4 | $102.2M | 7,418 |
| 2024Q4 | $100.3M | 7,469 |
| 2023Q4 | $98.3M | 7,514 |
Credit Union Details
- Charter Number
- 63374
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- BELOIT
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, FARMWAY runs 5 offices in 4 different cities.
| Office | City |
|---|---|
| Farmway Credit Union-Main Office (Main Office) | Beloit, KS |
| Farmway Credit Union ATM Machine | Beloit, KS |
| Farmway Credit Union-Lincoln Branch | Lincoln, KS |
| Farmway Credit Union-Mankato Branch | Mankato, KS |
| Farmway Credit Union-Osborne Branch | Osborne, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
FARMWAY's nationwide photo peers by assets and by health score, excluding Kansas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($102.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- FARMWAY ranks #1,377 of 4,374 nationally on financial health and #12 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kansas Teachers Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kansas Teachers Community
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is FARMWAY financially healthy?
FARMWAY scores 88/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,377 of 4,374; by total assets it ranks #1,803 of 4,374 nationally (same basis as /rankings/largest); and #17 of 61 within Kansas. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 21.74% net worth ratio and a 1.01% delinquency rate.
How does FARMWAY compare to other credit unions?
88/100 is FARMWAY's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join FARMWAY?
Membership eligibility for FARMWAY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FARMWAY directly for current membership requirements and application steps.
Is my money safe at FARMWAY?
Federal credit unions like FARMWAY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FARMWAY's net worth ratio of 21.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does FARMWAY offer compared to banks?
Credit unions like FARMWAY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact FARMWAY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.