Federal credit union · Los Angeles, California · NCUA charter #24549
HANIN
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $35.6M
- Total assets
- 2,330
- Members
- 14.0%
- Net-worth ratio
HANIN scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.6M; members 2,330; net-worth ratio 14.00%; health rank #3,077 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,077 of 4,374 health · 2025Q4HANIN · health 77/100 · $35.6M · 2025Q4
- NCUSIF 77/100
- CAMELS 14.0%
- HEALTH 1.43%
- NW 0.69%
- DELQ $35.6M
- ROA 2,330
- ASSETS #3,077/4,374
- MEM Maui Teachers
- RANK 24549
Call Report peers
HANIN in the assets neighbourhood
HANIN's $35.6M assets sit next to Maui Teachers ($35.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
HANIN vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
HANIN - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24549: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
HANIN: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 89.26% vs peer 59.80% (+29.46 pp).
- Net Worth Ratio trails the peer set - 14.00% here, 14.86% peer average (-0.86 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
HANIN in California
- Health composite ranks #177 of 243 among scored California credit unions.
- Assets rank #198 of 243 inside California ($35.6M reported).
- Membership ranks #192 of 243 among California CUs with a reported count (2,330 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
HANIN: 2025Q4 → 2026Q1
HANIN: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -10.9% from $35.6M (2025Q4) to $31.7M (2026Q1).
- Net-worth ratio shifted +1.71 pp (12.29% → 14.00%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.00%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.8 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.00% | -0.86 pp |
| Delinquency Rate | 1.43% | +0.28 pp |
| Return on Assets | 0.69% | -0.01 pp |
| Member Growth | -32.35% | - |
| Loan-to-Share Ratio | 89.26% | +29.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
HANIN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.7M | - |
| 2025Q4 | $35.6M | 2,330 |
| 2024Q4 | $37.6M | 3,444 |
| 2023Q4 | $36.7M | 3,333 |
Credit Union Details
- Charter Number
- 24549
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Location
HANIN operates a single office in Los Angeles, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for HANIN
HANIN's nationwide photo peers by assets and by health score, excluding California charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($35.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- HANIN ranks #3,077 of 4,374 nationally on financial health and #177 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utility District is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utility District
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is HANIN financially healthy?
A 14.00% net worth ratio and a 1.43% delinquency rate feed into HANIN's financial health score of 77/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,077 of 4,374; by total assets it ranks #2,707 of 4,374 nationally (same basis as /rankings/largest); and #198 of 243 within California. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does HANIN compare to other credit unions?
77/100 is HANIN's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join HANIN?
HANIN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact HANIN directly for the exact boundaries and application steps.
Is my money safe at HANIN?
Federal credit unions like HANIN are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HANIN's net worth ratio of 14.00% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does HANIN offer compared to banks?
Credit unions like HANIN are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact HANIN directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.