Federal credit union · Los Angeles, California · NCUA charter #24549
HANIN
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $35.6M
- Total assets
- 2,330
- Members
- 14.0%
- Net-worth ratio
HANIN scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.6M; members 2,330; net-worth ratio 14.00%; health rank #3,077 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,077 of 4,374 health · 2025Q4HANIN · health 77/100 · $35.6M · 2025Q4
Call Report peers
HANIN in the assets neighbourhood
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HANIN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); HANIN sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
HANIN: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 89.26% vs peer 59.80% (+29.46 pp).
- Net Worth Ratio trails the peer set - 14.00% here, 14.86% peer average (-0.86 pp).
HANIN in California
- Health composite ranks #177 of 243 among scored California credit unions.
- Assets rank #198 of 243 inside California ($35.6M reported).
- Membership ranks #192 of 243 among California CUs with a reported count (2,330 members).
- One place up in California, HAVEN (#176) ties at 77/100; one place down, Bay Cities (#178) ties at 77/100.
HANIN: 2025Q4 → 2026Q1
HANIN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -10.9% from $35.6M (2025Q4) to $31.7M (2026Q1).
- Net-worth ratio shifted +1.71 pp (12.29% → 14.00%).
At 14.00%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
HANIN gives up 23 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.8 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.00% | -0.86 pp |
| Delinquency Rate | 1.43% | +0.28 pp |
| Return on Assets | 0.69% | -0.01 pp |
| Member Growth | -32.35% | - |
| Loan-to-Share Ratio | 89.26% | +29.46 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
HANIN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.7M | - |
| 2025Q4 | $35.6M | 2,330 |
| 2024Q4 | $37.6M | 3,444 |
| 2023Q4 | $36.7M | 3,333 |
Credit Union Details
- Charter Number
- 24549
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Location
HANIN operates a single office in Los Angeles, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for HANIN
Using this data
- HANIN ranks #3,077 of 4,374 nationally on financial health and #177 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utility District is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utility District
Frequently Asked Questions
Is HANIN financially healthy?
On its 2025Q4 NCUA 5300 filing, HANIN scores 77/100 (Very Good), with a 14.00% net worth ratio and 1.43% of loans delinquent. It ranks #3,077 of 4,374 nationally on health and #177 of 243 in California.
How does HANIN compare to other credit unions?
HANIN scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (89.26% vs 59.80%). Its widest shortfall is net worth ratio (14.00% vs 14.86%).
How can I join HANIN?
HANIN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact HANIN directly for the exact boundaries and application steps.
Is my money safe at HANIN?
HANIN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HANIN's net worth ratio of 14.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.