Federal credit union · Spring Valley, New York · NCUA charter #15080
Rockland Employees
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $53.1M
- Total assets
- 7,046
- Members
- 16.1%
- Net-worth ratio
Rockland Employees scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.1M; members 7,046; net-worth ratio 16.14%; health rank #3,640 of 4,374; healthier than 16th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,640 of 4,374 health · 2025Q4Rockland Employees · health 69/100 · $53.1M · 2025Q4
Call Report peers
Rockland Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Rockland Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Rockland Employees sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Rockland Employees diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 97.77% vs peer 62.60% (+35.17 pp).
- Largest lag: Delinquency Rate at 2.51% vs peer 0.96% (+1.55 pp).
Rockland Employees: in-state Call Report ranks
- New York health ordinal: #210 of 272.
- By total assets, Rockland Employees is #125 of 272 in New York.
- New York membership ordinal: #88 of 272.
- One place up in New York, Nassau Financial (#209) scores 70/100, 1 point higher; one place down, Sing Sing Employees (#211) ties at 69/100.
Rockland Employees Call Report trajectory
Rockland Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $53.1M (2025Q4) to $53.8M (2026Q1).
- Net-worth ratio shifted -0.19 pp (16.33% → 16.14%).
At 16.14%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
Rockland Employees gives up 31 points in total. Delinquency Rate costs the most, 15.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.3 pts
- Return on Assets 15.0 pts
- Member Growth 2.8 pts
- Loan-to-Share Ratio 11.9 pts
Rockland Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.14% | +2.52 pp |
| Delinquency Rate | 2.51% | +1.55 pp |
| Return on Assets | 0.79% | +0.13 pp |
| Member Growth | -3.45% | - |
| Loan-to-Share Ratio | 97.77% | +35.17 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Rockland Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $53.8M | - |
| 2025Q4 | $53.1M | 7,046 |
| 2024Q4 | $53.9M | 7,298 |
| 2023Q4 | $55.9M | 7,655 |
Credit Union Details
- Charter Number
- 15080
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Spring Valley
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Rockland Employees, spread across 4 cities in 2 states.
| Office | City |
|---|---|
| Main Branch (Main Office) | Spring Valley, NY |
| Vital Records | Frisco, TX |
| RPC Branch | Orangeburg, NY |
| Helen Hayes | West Haverstraw, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Rockland Employees
Similar total assets
Similar health score
Using this data
- Rockland Employees ranks #3,640 of 4,374 nationally on financial health and #210 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Van Cortlandt Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Van Cortlandt Cooperative
Frequently Asked Questions
Is Rockland Employees financially healthy?
Rockland Employees has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,640 of 4,374 nationally on health and #210 of 272 in New York. Its net worth ratio is 16.14% and its delinquency rate 2.51%.
How does Rockland Employees compare to other credit unions?
Rockland Employees scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (97.77% vs 62.60%). Its widest shortfall is delinquency rate (2.51% vs 0.96%).
How can I join Rockland Employees?
Rockland Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Rockland Employees directly for the exact boundaries and application steps.
Is my money safe at Rockland Employees?
Rockland Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rockland Employees's net worth ratio of 16.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.