Federal credit union · SHEFFIELD, Alabama · NCUA charter #12478
Electrical Workers No 558
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $44.8M
- Total assets
- 2,625
- Members
- 20.3%
- Net-worth ratio
Electrical Workers No 558 scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.8M; members 2,625; net-worth ratio 20.29%; health rank #566 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#566 of 4,374 health · 2025Q4Electrical Workers No 558 · health 93/100 · $44.8M · 2025Q4
Call Report peers
Electrical Workers No 558 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electrical Workers No 558 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Electrical Workers No 558 sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Electrical Workers No 558 diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +5.43 pp (20.29% vs 14.86%).
Where Electrical Workers No 558 sits in Alabama
- In Alabama, health place is #7 of 89 on the same NCUA-ratio sort used nationally.
- By total assets, Electrical Workers No 558 is #47 of 89 in Alabama.
- Member book place in Alabama: #55 of 89.
- One place up in Alabama, Federation of Greene County Empl. (#6) ties at 93/100; one place down, CHEMCO (#8) ties at 93/100.
Electrical Workers No 558 Call Report trajectory
Electrical Workers No 558: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $44.8M (2025Q4) to $45.3M (2026Q1).
- Net-worth ratio shifted +0.26 pp (20.03% → 20.29%).
At 20.29%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Electrical Workers No 558 gives up 7 points in total. Member Growth costs the most, 6.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 14.3 pts
Call Report ratios for Electrical Workers No 558
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.29% | +5.43 pp |
| Delinquency Rate | 0.02% | -1.12 pp |
| Return on Assets | 2.02% | +1.31 pp |
| Member Growth | -0.15% | - |
| Loan-to-Share Ratio | 64.96% | +5.16 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Electrical Workers No 558
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $45.3M | - |
| 2025Q4 | $44.8M | 2,625 |
| 2024Q4 | $44.4M | 2,629 |
| 2023Q4 | $40.9M | 2,595 |
Credit Union Details
- Charter Number
- 12478
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $10M–$50M
- State
- Alabama
- City
- SHEFFIELD
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Electrical Workers No 558.
| Office | City |
|---|---|
| Main Office (Main Office) | Sheffield, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Electrical Workers No 558 ranks #566 of 4,374 nationally on financial health and #7 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Solutions First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Solutions First
Frequently Asked Questions
Is Electrical Workers No 558 financially healthy?
Electrical Workers No 558 has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #566 of 4,374 nationally on health and #7 of 89 in Alabama. Its net worth ratio is 20.29% and its delinquency rate 0.02%.
How does Electrical Workers No 558 compare to other credit unions?
Electrical Workers No 558 scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.29% vs 14.86%).
How can I join Electrical Workers No 558?
Electrical Workers No 558 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Electrical Workers No 558 directly for the current list of qualifying groups.
Is my money safe at Electrical Workers No 558?
Electrical Workers No 558 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electrical Workers No 558's net worth ratio of 20.29% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.