Federal credit union · WAGNER, South Dakota · NCUA charter #7067
Ft Randall
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $44.8M
- Total assets
- 3,380
- Members
- 17.2%
- Net-worth ratio
Ft Randall scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.8M; members 3,380; net-worth ratio 17.15%; health rank #892 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#892 of 4,374 health · 2025Q4Ft Randall · health 91/100 · $44.8M · 2025Q4
Call Report peers
Ft Randall in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ft Randall vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ft Randall sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Ft Randall
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +11.58 pp (71.38% vs 59.80%).
South Dakota standing for Ft Randall
- In South Dakota, health place is #12 of 33 on the same NCUA-ratio sort used nationally.
- South Dakota assets place: #16 of 33.
- Membership ranks #17 of 33 among South Dakota CUs with a reported count (3,380 members).
- One place up in South Dakota, ASPEN (#11) scores 92/100, 1 point higher; one place down, Dakota Rail Line (#13) ties at 91/100.
Ft Randall Call Report trajectory
Ft Randall: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $44.8M (2025Q4) to $44.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (16.84% → 17.15%).
17.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Ft Randall gives up 9 points in total. Member Growth costs the most, 5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 15.4 pts
Call Report ratios for Ft Randall
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.15% | +2.29 pp |
| Delinquency Rate | 0.94% | -0.21 pp |
| Return on Assets | 2.24% | +1.53 pp |
| Member Growth | 0.81% | - |
| Loan-to-Share Ratio | 71.38% | +11.58 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.9M | - |
| 2025Q4 | $44.8M | 3,380 |
| 2024Q4 | $42.7M | 3,353 |
| 2023Q4 | $39.7M | 3,246 |
Credit Union Details
- Charter Number
- 7067
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- South Dakota
- City
- WAGNER
- Data Quarter
- 2025Q4
Branch Locations (3)
Ft Randall operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Wagner (Main Office) | Wagner, SD |
| PRIMARY/MAIN | CANTON, OH |
| Platte | Platte, SD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Dakota
More federally-insured credit unions based in South Dakota, ordered by peer group match and asset size.
Other-state peers near Ft Randall
Similar total assets
Similar health score
Using this data
- Ft Randall ranks #892 of 4,374 nationally on financial health and #12 of 33 in SD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OAHE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OAHE
Frequently Asked Questions
Is Ft Randall financially healthy?
On its 2025Q4 NCUA 5300 filing, Ft Randall scores 91/100 (Excellent), with a 17.15% net worth ratio and 0.94% of loans delinquent. It ranks #892 of 4,374 nationally on health and #12 of 33 in South Dakota.
How does Ft Randall compare to other credit unions?
Ft Randall scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (71.38% vs 59.80%).
How can I join Ft Randall?
Ft Randall operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ft Randall directly for the exact boundaries and application steps.
Is my money safe at Ft Randall?
Ft Randall is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ft Randall's net worth ratio of 17.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.