Federal credit union · WAGNER, South Dakota · NCUA charter #7067
Ft Randall
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $44.8M
- Total assets
- 3,380
- Members
- 17.2%
- Net-worth ratio
Ft Randall scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.8M; members 3,380; net-worth ratio 17.15%; health rank #892 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#892 of 4,374 health · 2025Q4Ft Randall · health 91/100 · $44.8M · 2025Q4
- DELQ 91/100
- ROA 17.2%
- ASSETS 0.94%
- MEM 2.24%
- RANK $44.8M
- PHOTO 3,380
- BOOK #892/4,374
- CHARTER Police Credit Union of Connecticut
- NCUSIF 7067
Call Report peers
Ft Randall in the assets neighbourhood
Ft Randall's $44.8M assets sit next to Police Credit Union of Connecticut ($44.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ft Randall vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ft Randall - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #7067. See our deposit-insurance coverage note.
Peer-gap read for Ft Randall
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +11.58 pp (71.38% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
South Dakota standing for Ft Randall
- In South Dakota, health place is #12 of 33 on the same NCUA-ratio sort used nationally.
- South Dakota assets place: #16 of 33.
- Membership ranks #17 of 33 among South Dakota CUs with a reported count (3,380 members).
In-state ordinals use the live credit_unions table for SD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Ft Randall Call Report trajectory
Ft Randall: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $44.8M (2025Q4) to $44.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (16.84% → 17.15%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
17.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 15.4 pts
Call Report ratios for Ft Randall
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.15% | +2.29 pp |
| Delinquency Rate | 0.94% | -0.21 pp |
| Return on Assets | 2.24% | +1.53 pp |
| Member Growth | 0.81% | - |
| Loan-to-Share Ratio | 71.38% | +11.58 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.9M | - |
| 2025Q4 | $44.8M | 3,380 |
| 2024Q4 | $42.7M | 3,353 |
| 2023Q4 | $39.7M | 3,246 |
Credit Union Details
- Charter Number
- 7067
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- South Dakota
- City
- WAGNER
- Data Quarter
- 2025Q4
Branch Locations (3)
Ft Randall operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Wagner (Main Office) | Wagner, SD |
| PRIMARY/MAIN | CANTON, OH |
| Platte | Platte, SD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Dakota
More federally-insured credit unions based in South Dakota, ordered by peer group match and asset size.
Other-state peers near Ft Randall
Cross-state asset and health neighbours for Ft Randall - kept outside South Dakota; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($44.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Ft Randall ranks #892 of 4,374 nationally on financial health and #12 of 33 in SD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OAHE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OAHE
- Rates and health both vary by institution, not just by state -- see how South Dakota credit unions compare overall before assuming this one is typical. South Dakota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ft Randall financially healthy?
Ft Randall has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #892 of 4,374; by total assets it ranks #2,496 of 4,374 nationally (same basis as /rankings/largest); and #16 of 33 within South Dakota. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.15% and delinquency rate of 0.94%.
How does Ft Randall compare to other credit unions?
On PlainCU's health composite, Ft Randall lands at 91/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ft Randall?
Ft Randall operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ft Randall directly for the exact boundaries and application steps.
Is my money safe at Ft Randall?
Federal credit unions like Ft Randall are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ft Randall's net worth ratio of 17.15% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ft Randall offer compared to banks?
Credit unions like Ft Randall are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ft Randall directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.