Federal credit union · PLATTSBURGH, New York · NCUA charter #12473
DANNEMORA
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $312.5M
- Total assets
- 22,549
- Members
- 14.3%
- Net-worth ratio
DANNEMORA scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $312.5M; members 22,549; net-worth ratio 14.30%; health rank #158 of 4,374; healthier than 95th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#158 of 4,374 health · 2025Q4DANNEMORA · health 97/100 · $312.5M · 2025Q4
Call Report peers
DANNEMORA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DANNEMORA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DANNEMORA sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for DANNEMORA
- Largest favorable gap: Loan-to-Share Ratio at 78.36% vs peer 72.20% (+6.16 pp).
Where DANNEMORA sits in New York
- New York health ordinal: #11 of 272.
- Assets rank #47 of 272 inside New York ($312.5M reported).
- Membership ranks #41 of 272 among New York CUs with a reported count (22,549 members).
- One place up in New York, Meridia Community (#10) ties at 97/100; one place down, Oswego Teachers Employees (#12) ties at 97/100.
DANNEMORA: 2025Q4 → 2026Q1
DANNEMORA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $312.5M (2025Q4) to $319.7M (2026Q1).
- Net-worth ratio shifted -0.05 pp (14.35% → 14.30%).
At 14.30%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
DANNEMORA gives up 3 points in total. Member Growth costs the most, 3.4 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 15.5 pts
DANNEMORA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.30% | +2.19 pp |
| Delinquency Rate | 0.51% | -0.39 pp |
| Return on Assets | 1.06% | +0.43 pp |
| Member Growth | 2.19% | - |
| Loan-to-Share Ratio | 78.36% | +6.16 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
DANNEMORA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $319.7M | - |
| 2025Q4 | $312.5M | 22,549 |
| 2024Q4 | $297.3M | 22,065 |
| 2023Q4 | $302.1M | 21,698 |
Credit Union Details
- Charter Number
- 12473
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- PLATTSBURGH
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, DANNEMORA runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Dannemora-Operations (Main Office) (Main Office) | Plattsburgh, NY |
| Dannemora-Champlain | Champlain, NY |
| Dannemora Branch | DANNEMORA, NY |
| Dannemora-Tom Miller | Plattsburgh, NY |
| Dannemora-New York | Plattsburgh, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
DANNEMORA nationwide neighbourhoods
Similar total assets
Using this data
- DANNEMORA ranks #158 of 4,374 nationally on financial health and #11 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SECNY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SECNY
Frequently Asked Questions
Is DANNEMORA financially healthy?
On its 2025Q4 NCUA 5300 filing, DANNEMORA scores 97/100 (Excellent), with a 14.30% net worth ratio and 0.51% of loans delinquent. It ranks #158 of 4,374 nationally on health and #11 of 272 in New York.
How does DANNEMORA compare to other credit unions?
DANNEMORA scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.36% vs 72.20%).
How can I join DANNEMORA?
DANNEMORA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DANNEMORA directly for the exact boundaries and application steps.
Is my money safe at DANNEMORA?
DANNEMORA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DANNEMORA's net worth ratio of 14.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.