Federal credit union · NEW YORK, New York · NCUA charter #15358
ACTORS
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $332.6M
- Total assets
- 30,294
- Members
- 9.5%
- Net-worth ratio
ACTORS scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $332.6M; members 30,294; net-worth ratio 9.48%; health rank #2,469 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,469 of 4,374 health · 2025Q4ACTORS · health 82/100 · $332.6M · 2025Q4
- BOOK 82/100
- CHARTER 9.5%
- NCUSIF 2.64%
- CAMELS 0.52%
- HEALTH $332.6M
- NW 30,294
- DELQ #2,469/4,374
- ROA New Hampshire
- ASSETS 15358
Call Report peers
ACTORS in the assets neighbourhood
ACTORS's $332.6M assets sit next to New Hampshire ($332.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ACTORS vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ACTORS - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #15358, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for ACTORS
- Largest lag: Loan-to-Share Ratio at 69.45% vs peer 72.20% (-2.75 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where ACTORS sits in New York
- New York health ordinal: #140 of 272.
- Assets rank #44 of 272 inside New York ($332.6M reported).
- Member book place in New York: #38 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
ACTORS Call Report trajectory
ACTORS: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $332.6M (2025Q4) to $334.8M (2026Q1).
- Net-worth ratio shifted -0.01 pp (9.49% → 9.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 8.5 pts
- Return on Assets 15.0 pts
- Member Growth 14.7 pts
- Loan-to-Share Ratio 15.1 pts
ACTORS vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.48% | -2.63 pp |
| Delinquency Rate | 2.64% | +1.75 pp |
| Return on Assets | 0.52% | -0.10 pp |
| Member Growth | 4.76% | - |
| Loan-to-Share Ratio | 69.45% | -2.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $334.8M | - |
| 2025Q4 | $332.6M | 30,294 |
| 2024Q4 | $324.0M | 28,918 |
| 2023Q4 | $306.3M | 27,594 |
Credit Union Details
- Charter Number
- 15358
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, ACTORS runs 5 offices in 4 different cities across 3 states.
| Office | City |
|---|---|
| Actors FCU - main office (Main Office) | New York, NY |
| Chicago Branch Office | Chicago, IL |
| LA office | Los Angeles, CA |
| Actors Federal CU | New York, NY |
| North Hollywood | North Hollywood, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near ACTORS
Two NCUA Call Report peer sets for ACTORS, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($332.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- ACTORS ranks #2,469 of 4,374 nationally on financial health and #140 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nassau Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nassau Financial
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ACTORS financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, ACTORS carries a financial health score of 82/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,469 of 4,374; by total assets it ranks #979 of 4,374 nationally (same basis as /rankings/largest); and #44 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.48% net worth ratio and a 2.64% delinquency rate.
How does ACTORS compare to other credit unions?
On PlainCU's health composite, ACTORS lands at 82/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ACTORS?
ACTORS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ACTORS directly for the exact boundaries and application steps.
Is my money safe at ACTORS?
Federal credit unions like ACTORS are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ACTORS's net worth ratio of 9.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ACTORS offer compared to banks?
Credit unions like ACTORS are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ACTORS directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.