State credit union · Marysville, Ohio · NCUA charter #63386
Scott Associates
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $15.5M
- Total assets
- 2,024
- Members
- 11.1%
- Net-worth ratio
Scott Associates scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.5M; members 2,024; net-worth ratio 11.08%; health rank #527 of 4,374; healthier than 87th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#527 of 4,374 health · 2025Q4Scott Associates · health 94/100 · $15.5M · 2025Q4
Call Report peers
Scott Associates in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Scott Associates vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Scott Associates sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Scott Associates: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +23.87 pp (83.67% vs 59.80%).
- Largest lag: Net Worth Ratio at 11.08% vs peer 14.86% (-3.78 pp).
Ohio standing for Scott Associates
- Ohio health ordinal: #18 of 196.
- Ohio assets place: #155 of 196.
- Member book place in Ohio: #148 of 196.
- One place up in Ohio, CINFED (#17) ties at 94/100; one place down, Kyger Creek (#19) scores 93/100, 1 point lower.
Scott Associates Call Report trajectory
Scott Associates: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $15.5M (2025Q4) to $15.7M (2026Q1).
- Net-worth ratio shifted -0.12 pp (11.20% → 11.08%).
11.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
Scott Associates gives up 6 points in total. Return on Assets costs the most, 3.7 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 11.3 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.08% | -3.78 pp |
| Delinquency Rate | 0.76% | -0.39 pp |
| Return on Assets | 0.25% | -0.45 pp |
| Member Growth | 7.77% | - |
| Loan-to-Share Ratio | 83.67% | +23.87 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Scott Associates
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $15.7M | - |
| 2025Q4 | $15.5M | 2,024 |
| 2024Q4 | $13.6M | 1,878 |
| 2023Q4 | $14.0M | 1,903 |
Credit Union Details
- Charter Number
- 63386
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Marysville
- Data Quarter
- 2025Q4
Branch Locations (2)
Scott Associates operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Scott Associates Credit Union (Main Office) | Marysville, OH |
| CU Centric | Columbus, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Scott Associates ranks #527 of 4,374 nationally on financial health and #18 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The Way is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The Way
Frequently Asked Questions
Is Scott Associates financially healthy?
On its 2025Q4 NCUA 5300 filing, Scott Associates scores 94/100 (Excellent), with a 11.08% net worth ratio and 0.76% of loans delinquent. It ranks #527 of 4,374 nationally on health and #18 of 196 in Ohio.
How does Scott Associates compare to other credit unions?
Scott Associates scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (83.67% vs 59.80%). Its widest shortfall is net worth ratio (11.08% vs 14.86%).
How can I join Scott Associates?
Membership eligibility for Scott Associates depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Scott Associates directly for current membership requirements and application steps.
Is my money safe at Scott Associates?
Scott Associates is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Scott Associates's net worth ratio of 11.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.