State credit union · Springfield, Oregon · NCUA charter #63196
Selco Community
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.90B
- Total assets
- 151,172
- Members
- 11.7%
- Net-worth ratio
Selco Community scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.90B; members 151,172; net-worth ratio 11.70%; health rank #514 of 4,374; healthier than 87th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#514 of 4,374 health · 2025Q4Selco Community · health 94/100 · $2.90B · 2025Q4
Call Report peers
Selco Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Selco Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Selco Community sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Selco Community diverges from peer averages
- Net Worth Ratio leads the peer set - 11.70% here, 11.18% peer average (+0.52 pp).
- Largest lag: Loan-to-Share Ratio at 75.81% vs peer 83.90% (-8.09 pp).
Selco Community in Oregon
- In Oregon, health place is #13 of 48 on the same NCUA-ratio sort used nationally.
- Assets rank #5 of 48 inside Oregon ($2.90B reported).
- Membership ranks #6 of 48 among Oregon CUs with a reported count (151,172 members).
- One place up in Oregon, Eweb Employees (#12) ties at 94/100; one place down, Northwest Adventist (#14) scores 91/100, 3 points lower.
Selco Community Call Report trajectory
Selco Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $2.90B (2025Q4) to $2.98B (2026Q1).
- Net-worth ratio shifted -0.18 pp (11.88% → 11.70%).
This credit union's 11.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
Selco Community gives up 6 points in total. Member Growth costs the most, 5.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for Selco Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.70% | +0.52 pp |
| Delinquency Rate | 0.49% | -0.39 pp |
| Return on Assets | 0.78% | +0.27 pp |
| Member Growth | 0.08% | - |
| Loan-to-Share Ratio | 75.81% | -8.09 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.98B | - |
| 2025Q4 | $2.90B | 151,172 |
| 2024Q4 | $2.77B | 151,046 |
| 2023Q4 | $2.73B | 151,505 |
Credit Union Details
- Charter Number
- 63196
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Locations (16)
Selco Community operates 16 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | Springfield, OR |
| Albany | Albany, OR |
| East Bend | Bend, OR |
| Old Mill | Bend, OR |
| West Bend | Bend, OR |
| Burns | Burns, OR |
| Downtown | Eugene, OR |
| Santa Clara | Eugene, OR |
| West 11th | Eugene, OR |
| Forest Park | Portland, OR |
| West Redmond | Redmond, OR |
| North Redmond | Redmond, OR |
| Salem | Salem, OR |
| Gateway | Springfield, OR |
| Thurston | Springfield, OR |
| Mohawk | Springfield, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Selco Community
Using this data
- Selco Community ranks #514 of 4,374 nationally on financial health and #13 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oregon State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oregon State
Frequently Asked Questions
Is Selco Community financially healthy?
Selco Community has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #514 of 4,374 nationally on health and #13 of 48 in Oregon. Its net worth ratio is 11.70% and its delinquency rate 0.49%.
How does Selco Community compare to other credit unions?
Selco Community scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.70% vs 11.18%). Its widest shortfall is loan-to-share ratio (75.81% vs 83.90%).
How can I join Selco Community?
Membership eligibility for Selco Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Selco Community directly for current membership requirements and application steps.
Is my money safe at Selco Community?
Selco Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Selco Community's net worth ratio of 11.70% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.