State credit union · North Chesterfi, Virginia · NCUA charter #66973

Dominion Energy Credit Union

Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

82
Health / 100
$336.6M
Total assets
20,670
Members
13.9%
Net-worth ratio

Dominion Energy Credit Union scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $336.6M; members 20,670; net-worth ratio 13.90%; health rank #2,412 of 4,374; healthier than 43rd of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#2,412 of 4,374 health · 2025Q4

Dominion Energy Credit Union · health 82/100 · $336.6M · 2025Q4

Dominion Energy Credit Union in the assets neighbourhood

SIOUXLAND$336.8MDominion Energy Credit Union (this)Dominion Energy Credit Union…$336.6MEXTRA$336.3MGUADALUPE$336.2MSTRATA$336.2MDakota West$336.1M
Nearest other-state credit unions by total assets (NCUA 5300)

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Dominion Energy Credit Union vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Dominion Energy Credit Union sits in 80-84 with 767 others.

82 43rd percentile higher than 43% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Dominion Energy Credit Union: Call Report deltas vs peers

  • Largest favorable gap: Net Worth Ratio at 13.90% vs peer 12.11% (+1.79 pp).
  • Loan-to-Share Ratio trails the peer set - 62.89% here, 72.20% peer average (-9.31 pp).

Dominion Energy Credit Union: in-state Call Report ranks

  • Virginia health ordinal: #43 of 95.
  • By total assets, Dominion Energy Credit Union is #30 of 95 in Virginia.
  • Member book place in Virginia: #29 of 95.
  • One place up in Virginia, Urw Community (#42) ties at 82/100; one place down, Va Beach Postal (#44) ties at 82/100.

Dominion Energy Credit Union Call Report trajectory

Dominion Energy Credit Union: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

330,000,000340,000,000350,000,000360,000,000370,000,000 2023Q42024Q42025Q42026Q1 360,684,672 353,935,113 ▼ -1.9%
  • Assets moved +5.2% from $336.6M (2025Q4) to $353.9M (2026Q1).
  • Net-worth ratio shifted -0.08 pp (13.98% → 13.90%).
Net worth ratio vs. NCUA well-capitalized threshold 92.7%

This credit union's 13.90% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 82/100 score is built

Dominion Energy Credit Union gives up 18 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 22.8 pts
  • Return on Assets 10.3 pts
  • Member Growth 5.8 pts
  • Loan-to-Share Ratio 13.1 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 13.90% +1.79 pp
Delinquency Rate 0.72% -0.18 pp
Return on Assets 0.18% -0.44 pp
Member Growth -1.78% -
Loan-to-Share Ratio 62.89% -9.31 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Dominion Energy Credit Union quarterly book

Quarter Assets Members
2026Q1 $353.9M -
2025Q4 $336.6M 20,670
2024Q4 $344.6M 21,045
2023Q4 $360.7M 21,248

Credit Union Details

Charter Number
66973
Type
State
Field of Membership
Other
Peer Group
$100M–$500M
State
Virginia
City
North Chesterfi
Data Quarter
2025Q4

Branch Locations (4)

Per its most recent NCUA branch filing, Dominion Energy Credit Union runs 4 offices in 3 different cities.

Office City
Dominion Energy Credit Union (Main Office) North Chesterfield, VA
Innsbrook Branch Glen Allen, VA
600 Canal Place Richmond, VA
Tredegar Branch Richmond, VA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Virginia

Other federally-insured credit unions in Virginia, closest first by peer group and asset size.

Compare Dominion Energy Credit Union vs AGRICULTURE

Other-state peers near Dominion Energy Credit Union

Using this data

  • Dominion Energy Credit Union ranks #2,412 of 4,374 nationally on financial health and #43 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • AGRICULTURE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AGRICULTURE

Frequently Asked Questions

Is Dominion Energy Credit Union financially healthy?

On its 2025Q4 NCUA 5300 filing, Dominion Energy Credit Union scores 82/100 (Excellent), with a 13.90% net worth ratio and 0.72% of loans delinquent. It ranks #2,412 of 4,374 nationally on health and #43 of 95 in Virginia.

How does Dominion Energy Credit Union compare to other credit unions?

Dominion Energy Credit Union scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.90% vs 12.11%). Its widest shortfall is loan-to-share ratio (62.89% vs 72.20%).

How can I join Dominion Energy Credit Union?

Membership eligibility for Dominion Energy Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dominion Energy Credit Union directly for current membership requirements and application steps.

Is my money safe at Dominion Energy Credit Union?

Dominion Energy Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dominion Energy Credit Union's net worth ratio of 13.90% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Dominion Energy Credit Union. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.