State credit union · North Chesterfi, Virginia · NCUA charter #66973
Dominion Energy Credit Union
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $336.6M
- Total assets
- 20,670
- Members
- 13.9%
- Net-worth ratio
Dominion Energy Credit Union scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $336.6M; members 20,670; net-worth ratio 13.90%; health rank #2,412 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,412 of 4,374 health · 2025Q4Dominion Energy Credit Union · health 82/100 · $336.6M · 2025Q4
- DELQ 82/100
- ROA 13.9%
- ASSETS 0.72%
- MEM 0.18%
- RANK $336.6M
- PHOTO 20,670
- BOOK #2,412/4,374
- CHARTER SIOUXLAND
- NCUSIF 66973
Call Report peers
Dominion Energy Credit Union in the assets neighbourhood
Dominion Energy Credit Union's $336.6M assets sit next to SIOUXLAND ($336.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dominion Energy Credit Union vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dominion Energy Credit Union - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66973. See our deposit-insurance coverage note.
Dominion Energy Credit Union: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 13.90% vs peer 12.11% (+1.79 pp).
- Loan-to-Share Ratio trails the peer set - 62.89% here, 72.20% peer average (-9.31 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Dominion Energy Credit Union: in-state Call Report ranks
- Virginia health ordinal: #43 of 95.
- By total assets, Dominion Energy Credit Union is #30 of 95 in Virginia.
- Member book place in Virginia: #29 of 95.
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Dominion Energy Credit Union Call Report trajectory
Dominion Energy Credit Union: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.2% from $336.6M (2025Q4) to $353.9M (2026Q1).
- Net-worth ratio shifted -0.08 pp (13.98% → 13.90%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.90% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.8 pts
- Return on Assets 10.3 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 13.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.90% | +1.79 pp |
| Delinquency Rate | 0.72% | -0.18 pp |
| Return on Assets | 0.18% | -0.44 pp |
| Member Growth | -1.78% | - |
| Loan-to-Share Ratio | 62.89% | -9.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Dominion Energy Credit Union quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $353.9M | - |
| 2025Q4 | $336.6M | 20,670 |
| 2024Q4 | $344.6M | 21,045 |
| 2023Q4 | $360.7M | 21,248 |
Credit Union Details
- Charter Number
- 66973
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- North Chesterfi
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Dominion Energy Credit Union runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Dominion Energy Credit Union (Main Office) | North Chesterfield, VA |
| Innsbrook Branch | Glen Allen, VA |
| 600 Canal Place | Richmond, VA |
| Tredegar Branch | Richmond, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
Other-state peers near Dominion Energy Credit Union
Cross-state asset and health neighbours for Dominion Energy Credit Union - kept outside Virginia; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($336.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Dominion Energy Credit Union ranks #2,412 of 4,374 nationally on financial health and #43 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AGRICULTURE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AGRICULTURE
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dominion Energy Credit Union financially healthy?
Dominion Energy Credit Union has a financial health score of 82/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,412 of 4,374; by total assets it ranks #970 of 4,374 nationally (same basis as /rankings/largest); and #30 of 95 within Virginia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.90% and delinquency rate of 0.72%.
How does Dominion Energy Credit Union compare to other credit unions?
Dominion Energy Credit Union scores 82/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dominion Energy Credit Union?
Membership eligibility for Dominion Energy Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dominion Energy Credit Union directly for current membership requirements and application steps.
Is my money safe at Dominion Energy Credit Union?
Federal credit unions like Dominion Energy Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dominion Energy Credit Union's net worth ratio of 13.90% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dominion Energy Credit Union offer compared to banks?
Credit unions like Dominion Energy Credit Union are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dominion Energy Credit Union directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.