State credit union · Newport, Vermont · NCUA charter #64462
Northeast Schools and Hospital
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $5.6M
- Total assets
- 1,002
- Members
- 8.8%
- Net-worth ratio
Northeast Schools and Hospital scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.6M; members 1,002; net-worth ratio 8.85%; health rank #3,835 of 4,374; healthier than 12th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,835 of 4,374 health · 2025Q4Northeast Schools · health 66/100 · $5.6M · 2025Q4
- NW 66/100
- DELQ 8.8%
- ROA 0.84%
- ASSETS -0.38%
- MEM $5.6M
- RANK 1,002
- PHOTO #3,835/4,374
- BOOK n/a
- CHARTER 64462
Call Report peers
Northeast Schools and Hospital carries $5.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northeast Schools and Hospital vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northeast Schools and Hospital - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #64462. See our deposit-insurance coverage note.
Where Northeast Schools and Hospital diverges from peer averages
- Delinquency Rate leads the peer set - 0.84% here, 1.81% peer average (-0.97 pp).
- Largest lag: Net Worth Ratio at 8.85% vs peer 19.06% (-10.21 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Vermont standing for Northeast Schools and Hospital
- In Vermont, health place is #12 of 14 on the same NCUA-ratio sort used nationally.
- Assets rank #13 of 14 inside Vermont ($5.6M reported).
- Membership ranks #13 of 14 among Vermont CUs with a reported count (1,002 members).
In-state ordinals use the live credit_unions table for VT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Northeast Schools and Hospital: 2025Q4 → 2026Q1
Northeast Schools and Hospital: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $5.6M (2025Q4) to $5.6M (2026Q1).
- Net-worth ratio shifted -0.09 pp (8.94% → 8.85%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.85% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 27.1 pts
- Delinquency Rate 21.6 pts
- Return on Assets 1.1 pts
- Member Growth 1.9 pts
- Loan-to-Share Ratio 14.3 pts
Northeast Schools and Hospital vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.85% | -10.21 pp |
| Delinquency Rate | 0.84% | -0.97 pp |
| Return on Assets | -0.38% | -0.83 pp |
| Member Growth | -3.93% | - |
| Loan-to-Share Ratio | 64.33% | +0.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Northeast Schools and Hospital
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.6M | - |
| 2025Q4 | $5.6M | 1,002 |
| 2024Q4 | $5.3M | 1,043 |
| 2023Q4 | $5.7M | 1,114 |
Credit Union Details
- Charter Number
- 64462
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Vermont
- City
- Newport
- Data Quarter
- 2025Q4
Branch Location
Northeast Schools and Hospital operates a single office in Newport, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| NORTHEAST SCHOOLS AND HOSPITAL CU (Main Office) | Newport, VT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Vermont
Other federally-insured credit unions in Vermont, closest first by peer group and asset size.
- ORLEX GOVERNMENT EMPLOYEESNewport, VT · $2M–$10M77Health
- ST. PATRICK'S PARISHFairfield, VT · Under $2M68Health
- CENTRAL VERMONT MEDICAL CENTER,INC.BARRE, VT · $10M–$50M54Health
- MEMBERS 1STBrattleboro, VT · $10M–$50M69Health
- NORTHERN LIGHTSSaint Johnsbury, VT · $10M–$50M85Health
Compare Northeast Schools and Hospital vs ORLEX GOVERNMENT EMPLOYEES
Northeast Schools and Hospital nationwide neighbourhoods
Two NCUA Call Report peer sets for Northeast Schools and Hospital, both outside Vermont so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Northeast Schools and Hospital ranks #3,835 of 4,374 nationally on financial health and #12 of 14 in VT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Orlex Government Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Orlex Government Employees
- Rates and health both vary by institution, not just by state -- see how Vermont credit unions compare overall before assuming this one is typical. Vermont state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Northeast Schools and Hospital financially healthy?
Northeast Schools and Hospital has a financial health score of 66/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,835 of 4,374; by total assets it ranks #3,835 of 4,374 nationally (same basis as /rankings/largest); and #13 of 14 within Vermont. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.85% and delinquency rate of 0.84%.
How does Northeast Schools and Hospital compare to other credit unions?
66/100 is Northeast Schools and Hospital's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Northeast Schools and Hospital?
Membership eligibility for Northeast Schools and Hospital depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northeast Schools and Hospital directly for current membership requirements and application steps.
Is my money safe at Northeast Schools and Hospital?
Federal credit unions like Northeast Schools and Hospital are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northeast Schools and Hospital's net worth ratio of 8.85% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Northeast Schools and Hospital offer compared to banks?
Credit unions like Northeast Schools and Hospital are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Northeast Schools and Hospital directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.