State credit union · Eugene, Oregon · NCUA charter #65856
Oregon Community
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $3.43B
- Total assets
- 286,283
- Members
- 10.7%
- Net-worth ratio
Oregon Community scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.43B; members 286,283; net-worth ratio 10.74%; health rank #2,300 of 4,374; healthier than 46th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,300 of 4,374 health · 2025Q4Oregon Community · health 83/100 · $3.43B · 2025Q4
Call Report peers
Oregon Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Oregon Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Oregon Community sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Oregon Community: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +20.08 pp (103.98% vs 83.90%).
- Largest lag: Delinquency Rate at 1.77% vs peer 0.87% (+0.90 pp).
Where Oregon Community sits in Oregon
- Oregon health ordinal: #28 of 48.
- Oregon assets place: #3 of 48.
- Oregon membership ordinal: #2 of 48.
- One place up in Oregon, Mid Oregon (#27) ties at 83/100; one place down, Point West (#29) scores 82/100, 1 point lower.
Oregon Community Call Report trajectory
Oregon Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.1% from $3.43B (2025Q4) to $3.57B (2026Q1).
- Net-worth ratio shifted -0.01 pp (10.75% → 10.74%).
At 10.74%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
Oregon Community gives up 17 points in total. Delinquency Rate costs the most, 10.8 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.8 pts
Oregon Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.74% | -0.44 pp |
| Delinquency Rate | 1.77% | +0.90 pp |
| Return on Assets | 0.80% | +0.29 pp |
| Member Growth | 6.76% | - |
| Loan-to-Share Ratio | 103.98% | +20.08 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Oregon Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.57B | - |
| 2025Q4 | $3.43B | 286,283 |
| 2024Q4 | $3.41B | 268,159 |
| 2023Q4 | $3.33B | 264,575 |
Credit Union Details
- Charter Number
- 65856
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Eugene
- Data Quarter
- 2025Q4
Branch Locations (18)
The NCUA branch filing lists 18 physical offices for Oregon Community, spread across 10 cities.
| Office | City |
|---|---|
| Corporate Center (Main Office) | Eugene, OR |
| Bend Branch | Bend, OR |
| Corvallis 9th Street | Corvallis, OR |
| Corvallis Campus | Corvallis, OR |
| Cottage Grove | Cottage Grove, OR |
| Campus Branch | Eugene, OR |
| Coburg Road Branch | Eugene, OR |
| Downtown Branch | Eugene, OR |
| Santa Clara Branch | Eugene, OR |
| South Eugene Branch | Eugene, OR |
| West 11th Branch | Eugene, OR |
| Royal Branch | Eugene, OR |
| Junction City Branch | Junction City, OR |
| Keizer Branch | Keizer, OR |
| Redmond Branch | Redmond, OR |
| Roseburg Branch | Roseburg, OR |
| Salem Service Center | Salem, OR |
| Mohawk Branch | Springfield, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Oregon Community nationwide neighbourhoods
Using this data
- Oregon Community ranks #2,300 of 4,374 nationally on financial health and #28 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Rivermark Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rivermark Community
Frequently Asked Questions
Is Oregon Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Oregon Community scores 83/100 (Excellent), with a 10.74% net worth ratio and 1.77% of loans delinquent. It ranks #2,300 of 4,374 nationally on health and #28 of 48 in Oregon.
How does Oregon Community compare to other credit unions?
Oregon Community scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (103.98% vs 83.90%). Its widest shortfall is delinquency rate (1.77% vs 0.87%).
How can I join Oregon Community?
Membership eligibility for Oregon Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Oregon Community directly for current membership requirements and application steps.
Is my money safe at Oregon Community?
Oregon Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Oregon Community's net worth ratio of 10.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.