State credit union · Medford, Oregon · NCUA charter #68660
ROGUE
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $4.20B
- Total assets
- 239,425
- Members
- 10.3%
- Net-worth ratio
ROGUE scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.20B; members 239,425; net-worth ratio 10.28%; health rank #286 of 4,374; healthier than 93rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#286 of 4,374 health · 2025Q4ROGUE · health 96/100 · $4.20B · 2025Q4
- ROA 96/100
- ASSETS 10.3%
- MEM 0.86%
- RANK 0.58%
- PHOTO $4.20B
- BOOK 239,425
- CHARTER #286/4,374
- NCUSIF UNIVERSITY
- CAMELS 68660
Call Report peers
ROGUE in the assets neighbourhood
ROGUE's $4.20B assets sit next to UNIVERSITY ($4.20B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ROGUE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ROGUE - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68660 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
ROGUE: Call Report deltas vs peers
- Return on Assets leads the peer set - 0.58% here, 0.51% peer average (+0.07 pp).
- Largest lag: Loan-to-Share Ratio at 70.02% vs peer 83.90% (-13.88 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where ROGUE sits in Oregon
- Health composite ranks #8 of 48 among scored Oregon credit unions.
- Assets rank #2 of 48 inside Oregon ($4.20B reported).
- Membership ranks #3 of 48 among Oregon CUs with a reported count (239,425 members).
In-state ordinals use the live credit_unions table for OR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
ROGUE Call Report trajectory
ROGUE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.0% from $4.20B (2025Q4) to $4.29B (2026Q1).
- Net-worth ratio shifted +0.07 pp (10.21% → 10.28%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.28% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 96.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.4 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
ROGUE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.28% | -0.90 pp |
| Delinquency Rate | 0.86% | -0.02 pp |
| Return on Assets | 0.58% | +0.07 pp |
| Member Growth | 12.62% | - |
| Loan-to-Share Ratio | 70.02% | -13.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - ROGUE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.29B | - |
| 2025Q4 | $4.20B | 239,425 |
| 2024Q4 | $3.62B | 212,589 |
| 2023Q4 | $3.36B | 206,652 |
Credit Union Details
- Charter Number
- 68660
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Medford
- Data Quarter
- 2025Q4
Branch Locations (36)
The NCUA branch filing lists 36 physical offices for ROGUE, spread across 20 cities in 3 states.
| Office | City |
|---|---|
| South Medford Branch and AdministrationCenter (Main Office) | Medford, OR |
| Anderson Branch | Anderson, CA |
| Downtown Ashland Branch | Ashland, OR |
| SOU Campus Branch | Ashland, OR |
| South Ashland Branch | Ashland, OR |
| Bandon Branch | Bandon, OR |
| Brookings Branch | Brookings, OR |
| Caldwell Branch | Caldwell, ID |
| Central Point Branch | Central Point, OR |
| Downtown Chico Branch | Chico, CA |
| East Chico Branch | Chico, CA |
| Eagle Point Branch | Eagle Point, OR |
| Gold Beach Branch | Gold Beach, OR |
| Downtown Grants Pass Branch | Grants Pass, OR |
| West Grants Pass Branch | Grants Pass, OR |
| South Grants Pass Branch | Grants Pass, OR |
| South Klamath Falls Branch | Klamath Falls, OR |
| North Klamath Falls Branch | Klamath Falls, OR |
| Front Street Drive Up | Medford, OR |
| West Medford Branch | Medford, OR |
| North Medford Branch | Medford, OR |
| East Medford Branch | Medford, OR |
| South Medford Support Services | Medford, OR |
| New Plymouth Branch | New Plymouth, ID |
| West Ontario Branch | Ontario, OR |
| East Ontario Branch | Ontario, OR |
| Payette Branch | Payette, ID |
| Port Orford Branch | Port Orford, OR |
| Downtown Redding Branch | Redding, CA |
| East Redding Branch | Redding, CA |
| Redding Support Services | Redding, CA |
| East Roseburg Branch | Roseburg, OR |
| West Roseburg Branch | Roseburg, OR |
| UCC Campus Branch | Roseburg, OR |
| Vale Branch | Vale, OR |
| White City Drive Up | White City, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for ROGUE - kept outside Oregon; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($4.20B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (96/100 here).
Using this data
- ROGUE ranks #286 of 4,374 nationally on financial health and #8 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oregon Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oregon Community
- Rates and health both vary by institution, not just by state -- see how Oregon credit unions compare overall before assuming this one is typical. Oregon state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ROGUE financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, ROGUE carries a financial health score of 96/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #286 of 4,374; by total assets it ranks #119 of 4,374 nationally (same basis as /rankings/largest); and #2 of 48 within Oregon. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 10.28% net worth ratio and a 0.86% delinquency rate.
How does ROGUE compare to other credit unions?
96/100 is ROGUE's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ROGUE?
Membership eligibility for ROGUE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ROGUE directly for current membership requirements and application steps.
Is my money safe at ROGUE?
Federal credit unions like ROGUE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ROGUE's net worth ratio of 10.28% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ROGUE offer compared to banks?
Credit unions like ROGUE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ROGUE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.