Federal credit union · Tulsa, Oklahoma · NCUA charter #2585
Red Crown
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $254.5M
- Total assets
- 17,953
- Members
- 10.5%
- Net-worth ratio
Red Crown scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $254.5M; members 17,953; net-worth ratio 10.54%; health rank #3,350 of 4,374; healthier than 23rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,350 of 4,374 health · 2025Q4Red Crown · health 74/100 · $254.5M · 2025Q4
- CHARTER 74/100
- NCUSIF 10.5%
- CAMELS 0.81%
- HEALTH 0.05%
- NW $254.5M
- DELQ 17,953
- ROA #3,350/4,374
- ASSETS CONNECTIONS
- MEM 2585
Call Report peers
Red Crown in the assets neighbourhood
Red Crown's $254.5M assets sit next to CONNECTIONS ($254.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Red Crown vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Red Crown - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #2585: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Red Crown: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.81% here, 0.89% peer average (-0.08 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -1.70 pp (70.50% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Red Crown: in-state Call Report ranks
- Health composite ranks #39 of 53 among scored Oklahoma credit unions.
- Assets rank #14 of 53 inside Oklahoma ($254.5M reported).
- Membership ranks #14 of 53 among Oklahoma CUs with a reported count (17,953 members).
In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Red Crown: 2025Q4 → 2026Q1
Red Crown: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $254.5M (2025Q4) to $260.0M (2026Q1).
- Net-worth ratio shifted -0.20 pp (10.74% → 10.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.9 pts
- Return on Assets 6.9 pts
- Member Growth 0.7 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.54% | -1.57 pp |
| Delinquency Rate | 0.81% | -0.08 pp |
| Return on Assets | 0.05% | -0.57 pp |
| Member Growth | -4.63% | - |
| Loan-to-Share Ratio | 70.50% | -1.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Red Crown
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $260.0M | - |
| 2025Q4 | $254.5M | 17,953 |
| 2024Q4 | $246.1M | 18,825 |
| 2023Q4 | $251.2M | 21,109 |
Credit Union Details
- Charter Number
- 2585
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Oklahoma
- City
- Tulsa
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Red Crown runs 6 offices in 4 different cities across 2 states.
| Office | City |
|---|---|
| Red Crown FCU-Southtown (Main Office) | Tulsa, OK |
| Fiserv Processing Center | Brookfield, WI |
| Red Crown FCU - Claremore | Claremore, OK |
| Red Crown FCU-Mayes County | Pryor, OK |
| Pryor - The District | Pryor, OK |
| Red Crown FCU-Midtown | Tulsa, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Cross-state Call Report peers for Red Crown
Cross-state asset and health neighbours for Red Crown - kept outside Oklahoma; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($254.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Red Crown ranks #3,350 of 4,374 nationally on financial health and #39 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Energy One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Energy One
- Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Red Crown financially healthy?
Yes/no aside, the number is 74/100 (Very Good) - Red Crown's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,350 of 4,374; by total assets it ranks #1,125 of 4,374 nationally (same basis as /rankings/largest); and #14 of 53 within Oklahoma. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.54% net worth ratio and 0.81% delinquency rate are the key drivers.
How does Red Crown compare to other credit unions?
PlainCU's health composite puts Red Crown at 74/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Red Crown?
Red Crown operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Red Crown directly for the exact boundaries and application steps.
Is my money safe at Red Crown?
Federal credit unions like Red Crown are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Red Crown's net worth ratio of 10.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Red Crown offer compared to banks?
Credit unions like Red Crown are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Red Crown directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.