State credit union · GREENSBORO, North Carolina · NCUA charter #63445
GREENSBORO
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $16.4M
- Total assets
- 1,459
- Members
- 33.6%
- Net-worth ratio
GREENSBORO scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.4M; members 1,459; net-worth ratio 33.62%; health rank #3,933 of 4,374; healthier than 9th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,933 of 4,374 health · 2025Q4GREENSBORO · health 63/100 · $16.4M · 2025Q4
Call Report peers
GREENSBORO in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GREENSBORO vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); GREENSBORO sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
GREENSBORO vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 81.02% here, 59.80% peer average (+21.22 pp).
- Largest lag: Delinquency Rate at 3.01% vs peer 1.15% (+1.86 pp).
North Carolina standing for GREENSBORO
- North Carolina health ordinal: #49 of 57.
- Assets rank #46 of 57 inside North Carolina ($16.4M reported).
- Member book place in North Carolina: #50 of 57.
- One place up in North Carolina, REVITY (#48) scores 64/100, 1 point higher; one place down, North Carolina Press Association (#50) ties at 63/100.
GREENSBORO Call Report trajectory
GREENSBORO: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.5% from $16.4M (2025Q4) to $16.0M (2026Q1).
- Net-worth ratio shifted +0.86 pp (32.76% → 33.62%).
At 33.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
GREENSBORO gives up 37 points in total. Delinquency Rate costs the most, 18.8 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.2 pts
- Return on Assets 10.9 pts
- Member Growth 0.5 pts
- Loan-to-Share Ratio 15.4 pts
GREENSBORO health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 33.62% | +18.76 pp |
| Delinquency Rate | 3.01% | +1.86 pp |
| Return on Assets | 0.22% | -0.48 pp |
| Member Growth | -4.70% | - |
| Loan-to-Share Ratio | 81.02% | +21.22 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - GREENSBORO
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.0M | - |
| 2025Q4 | $16.4M | 1,459 |
| 2024Q4 | $17.2M | 1,531 |
| 2023Q4 | $17.9M | 1,655 |
Credit Union Details
- Charter Number
- 63445
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- North Carolina
- City
- GREENSBORO
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, GREENSBORO runs 4 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| NDC (Main Office) | Greensboro, NC |
| Fiserv | Flint, MI |
| Pleasant Ridge Office | Greensboro, NC |
| Main Post Office | Greensboro, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
More federally-insured credit unions based in North Carolina, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- GREENSBORO ranks #3,933 of 4,374 nationally on financial health and #49 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LITHIUM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LITHIUM
Frequently Asked Questions
Is GREENSBORO financially healthy?
On its 2025Q4 NCUA 5300 filing, GREENSBORO scores 63/100 (Good), with a 33.62% net worth ratio and 3.01% of loans delinquent. It ranks #3,933 of 4,374 nationally on health and #49 of 57 in North Carolina.
How does GREENSBORO compare to other credit unions?
GREENSBORO scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (81.02% vs 59.80%). Its widest shortfall is delinquency rate (3.01% vs 1.15%).
How can I join GREENSBORO?
Membership eligibility for GREENSBORO depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact GREENSBORO directly for current membership requirements and application steps.
Is my money safe at GREENSBORO?
GREENSBORO is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GREENSBORO's net worth ratio of 33.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.