State credit union · COUNCIL BLUFFS, Iowa · NCUA charter #64282
North Western Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $10.1M
- Total assets
- 1,193
- Members
- 21.1%
- Net-worth ratio
North Western Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.1M; members 1,193; net-worth ratio 21.10%; health rank #717 of 4,374; healthier than 80th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#717 of 4,374 health · 2025Q4North Western Employees · health 92/100 · $10.1M · 2025Q4
Call Report peers
North Western Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
North Western Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); North Western Employees sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where North Western Employees diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +6.24 pp (21.10% vs 14.86%).
Iowa standing for North Western Employees
- Health composite ranks #13 of 66 among scored Iowa credit unions.
- Assets rank #51 of 66 inside Iowa ($10.1M reported).
- Iowa membership ordinal: #51 of 66.
- One place up in Iowa, Des Moines Fire Department (#12) ties at 92/100; one place down, Citizens Community (#14) ties at 92/100.
How North Western Employees's 5300 filing moved
North Western Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $10.1M (2025Q4) to $10.3M (2026Q1).
- Net-worth ratio shifted -0.28 pp (21.38% → 21.10%).
21.10% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
North Western Employees gives up 8 points in total. Member Growth costs the most, 6.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 13.3 pts
Call Report ratios for North Western Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.10% | +6.24 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.13% | +0.42 pp |
| Member Growth | -0.17% | - |
| Loan-to-Share Ratio | 60.43% | +0.63 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
North Western Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.3M | - |
| 2025Q4 | $10.1M | 1,193 |
| 2024Q4 | $10.4M | 1,195 |
| 2023Q4 | $9.8M | 1,230 |
Credit Union Details
- Charter Number
- 64282
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- COUNCIL BLUFFS
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for North Western Employees.
| Office | City |
|---|---|
| North Western Employees CU Main Office (Main Office) | Council Bluffs, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for North Western Employees
Using this data
- North Western Employees ranks #717 of 4,374 nationally on financial health and #13 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Quaker Oats is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Quaker Oats
Frequently Asked Questions
Is North Western Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, North Western Employees scores 92/100 (Excellent), with a 21.10% net worth ratio and 0.00% of loans delinquent. It ranks #717 of 4,374 nationally on health and #13 of 66 in Iowa.
How does North Western Employees compare to other credit unions?
North Western Employees scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (21.10% vs 14.86%).
How can I join North Western Employees?
Membership eligibility for North Western Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact North Western Employees directly for current membership requirements and application steps.
Is my money safe at North Western Employees?
North Western Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Western Employees's net worth ratio of 21.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.