State credit union · ANADARKO, Oklahoma · NCUA charter #62502
Cooperative Employees
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $10.0M
- Total assets
- 955
- Members
- 10.2%
- Net-worth ratio
Cooperative Employees scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.0M; members 955; net-worth ratio 10.24%; health rank #1,838 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,838 of 4,374 health · 2025Q4Cooperative Employees · health 86/100 · $10.0M · 2025Q4
Call Report peers
Cooperative Employees in the assets neighbourhood
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Cooperative Employees vs every NCUA-scored credit union
Cooperative Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Cooperative Employees: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.89 pp (68.69% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -4.62 pp (10.24% vs 14.86%).
Oklahoma standing for Cooperative Employees
- Oklahoma health ordinal: #20 of 53.
- By total assets, Cooperative Employees is #48 of 53 in Oklahoma.
- Membership ranks #49 of 53 among Oklahoma CUs with a reported count (955 members).
- One place up in Oklahoma, COMMUNICATION (#19) scores 87/100, 1 point higher; one place down, OKLAHOMA (#21) scores 85/100, 1 point lower.
Quarter path for Cooperative Employees
Cooperative Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $10.0M (2025Q4) to $10.0M (2026Q1).
- Net-worth ratio shifted +0.15 pp (10.09% → 10.24%).
At 10.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Cooperative Employees gives up 14 points in total. Return on Assets costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 6.7 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.24% | -4.62 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.05% | -0.66 pp |
| Member Growth | 0.63% | - |
| Loan-to-Share Ratio | 68.69% | +8.89 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.0M | - |
| 2025Q4 | $10.0M | 955 |
| 2024Q4 | $8.8M | 949 |
| 2023Q4 | $8.7M | 941 |
Credit Union Details
- Charter Number
- 62502
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- ANADARKO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Cooperative Employees.
| Office | City |
|---|---|
| CECU (Main Office) | Anadarko, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
More federally-insured credit unions based in Oklahoma, ordered by peer group match and asset size.
Cooperative Employees nationwide neighbourhoods
Similar total assets
Using this data
- Cooperative Employees ranks #1,838 of 4,374 nationally on financial health and #20 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARBUCKLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARBUCKLE
Frequently Asked Questions
Is Cooperative Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Cooperative Employees scores 86/100 (Excellent), with a 10.24% net worth ratio and 0.00% of loans delinquent. It ranks #1,838 of 4,374 nationally on health and #20 of 53 in Oklahoma.
How does Cooperative Employees compare to other credit unions?
Cooperative Employees scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.69% vs 59.80%). Its widest shortfall is net worth ratio (10.24% vs 14.86%).
How can I join Cooperative Employees?
Membership eligibility for Cooperative Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Cooperative Employees directly for current membership requirements and application steps.
Is my money safe at Cooperative Employees?
Cooperative Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cooperative Employees's net worth ratio of 10.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.