Federal credit union · NEW YORK, New York · NCUA charter #930
Amnh Employees
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $1.1M
- Total assets
- 202
- Members
- 19.9%
- Net-worth ratio
Amnh Employees scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 202; net-worth ratio 19.89%; health rank #3,236 of 4,374; healthier than 24th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,236 of 4,374 health · 2025Q4Amnh Employees · health 75/100 · $1.1M · 2025Q4
- DELQ 75/100
- ROA 19.9%
- ASSETS 0.29%
- MEM 0.14%
- RANK $1.1M
- PHOTO 202
- BOOK #3,236/4,374
- CHARTER n/a
- NCUSIF 930
Amnh Employees carries $1.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Amnh Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Amnh Employees - Share Insurance Coverage
Charter #930's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Amnh Employees vs Under $2M peers
- Delinquency Rate leads the peer set - 0.29% here, 4.48% peer average (-4.19 pp).
- Largest lag: Loan-to-Share Ratio at 23.02% vs peer 52.70% (-29.68 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Amnh Employees in New York
- In New York, health place is #182 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, Amnh Employees is #252 of 272 in New York.
- Member book place in New York: #258 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Amnh Employees's 5300 filing moved
Amnh Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.5% from $1.1M (2025Q4) to $1.0M (2026Q1).
- Net-worth ratio shifted +0.71 pp (19.18% → 19.89%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 19.89%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.6 pts
- Member Growth 2.1 pts
- Loan-to-Share Ratio 8.3 pts
Amnh Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.89% | -3.04 pp |
| Delinquency Rate | 0.29% | -4.19 pp |
| Return on Assets | 0.14% | -0.08 pp |
| Member Growth | -3.81% | - |
| Loan-to-Share Ratio | 23.02% | -29.68 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Amnh Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.0M | - |
| 2025Q4 | $1.1M | 202 |
| 2024Q4 | $1.1M | 210 |
| 2023Q4 | $1.1M | 220 |
Credit Union Details
- Charter Number
- 930
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- Under $2M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Amnh Employees runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main office (Main Office) | NEW YORK, NY |
| vital records | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Amnh Employees nationwide neighbourhoods
Cross-state asset and health neighbours for Amnh Employees - kept outside New York; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- Amnh Employees ranks #3,236 of 4,374 nationally on financial health and #182 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Becco Buffalo is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Becco Buffalo
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Amnh Employees financially healthy?
Amnh Employees has a financial health score of 75/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,236 of 4,374; by total assets it ranks #4,221 of 4,374 nationally (same basis as /rankings/largest); and #252 of 272 within New York. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 19.89% and delinquency rate of 0.29%.
How does Amnh Employees compare to other credit unions?
Amnh Employees scores 75/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Amnh Employees?
Amnh Employees carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Amnh Employees directly to confirm current membership steps.
Is my money safe at Amnh Employees?
Federal credit unions like Amnh Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Amnh Employees's net worth ratio of 19.89% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Amnh Employees offer compared to banks?
Credit unions like Amnh Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Amnh Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.