Federal credit union · WEIRTON, West Virginia · NCUA charter #8418
Strip Steel Community
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $57.3M
- Total assets
- 3,535
- Members
- 19.2%
- Net-worth ratio
Strip Steel Community scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $57.3M; members 3,535; net-worth ratio 19.18%; health rank #1,193 of 4,374; healthier than 69th of scored peers.
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NCUA 5300 Call Report Masthead
#1,193 of 4,374 health · 2025Q4Strip Steel Community · health 89/100 · $57.3M · 2025Q4
Call Report peers
Strip Steel Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Strip Steel Community vs every NCUA-scored credit union
Strip Steel Community sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Strip Steel Community
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +5.56 pp (19.18% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 48.77% here, 62.60% peer average (-13.83 pp).
Strip Steel Community: in-state Call Report ranks
- West Virginia health ordinal: #13 of 74.
- West Virginia assets place: #20 of 74.
- Member book place in West Virginia: #29 of 74.
- One place up in West Virginia, National Employees (#12) scores 90/100, 1 point higher; one place down, HOME (#14) ties at 89/100.
Strip Steel Community: 2025Q4 → 2026Q1
Strip Steel Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $57.3M (2025Q4) to $59.3M (2026Q1).
- Net-worth ratio shifted -0.55 pp (19.73% → 19.18%).
19.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Strip Steel Community gives up 11 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.18% | +5.56 pp |
| Delinquency Rate | 0.20% | -0.76 pp |
| Return on Assets | 0.81% | +0.15 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 48.77% | -13.83 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Strip Steel Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $59.3M | - |
| 2025Q4 | $57.3M | 3,535 |
| 2024Q4 | $53.7M | 3,535 |
| 2023Q4 | $51.3M | 3,535 |
Credit Union Details
- Charter Number
- 8418
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- West Virginia
- City
- WEIRTON
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Strip Steel Community runs one office.
| Office | City |
|---|---|
| CORPORATE OFFICE (Main Office) | WEIRTON, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
More federally-insured credit unions based in West Virginia, ordered by peer group match and asset size.
Cross-state Call Report peers for Strip Steel Community
Using this data
- Strip Steel Community ranks #1,193 of 4,374 nationally on financial health and #13 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wvu Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wvu Employees
Frequently Asked Questions
Is Strip Steel Community financially healthy?
Strip Steel Community has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,193 of 4,374 nationally on health and #13 of 74 in West Virginia. Its net worth ratio is 19.18% and its delinquency rate 0.20%.
How does Strip Steel Community compare to other credit unions?
Strip Steel Community scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (19.18% vs 13.62%). Its widest shortfall is loan-to-share ratio (48.77% vs 62.60%).
How can I join Strip Steel Community?
Strip Steel Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Strip Steel Community directly for the exact boundaries and application steps.
Is my money safe at Strip Steel Community?
Strip Steel Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Strip Steel Community's net worth ratio of 19.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.