State credit union · MINNEAPOLIS, Minnesota · NCUA charter #63988
Electric Machinery Employees
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $8.5M
- Total assets
- 756
- Members
- 24.0%
- Net-worth ratio
Electric Machinery Employees scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.5M; members 756; net-worth ratio 24.01%; health rank #3,934 of 4,374; healthier than 9th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,934 of 4,374 health · 2025Q4Electric Machinery Employees · health 63/100 · $8.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electric Machinery Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Electric Machinery Employees sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Electric Machinery Employees
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +4.95 pp (24.01% vs 19.06%).
- Return on Assets trails the peer set - -1.56% here, 0.45% peer average (-2.01 pp).
Where Electric Machinery Employees sits in Minnesota
- Minnesota health ordinal: #80 of 82.
- Minnesota assets place: #70 of 82.
- Member book place in Minnesota: #72 of 82.
- One place up in Minnesota, MY (#79) scores 67/100, 4 points higher; one place down, Danfoss Employees (#81) ties at 63/100.
Quarter path for Electric Machinery Employees
Electric Machinery Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $8.5M (2025Q4) to $8.6M (2026Q1).
- Net-worth ratio shifted -0.57 pp (24.58% → 24.01%).
24.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 63/100 score is built
Electric Machinery Employees gives up 37 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.9 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.01% | +4.95 pp |
| Delinquency Rate | 1.01% | -0.79 pp |
| Return on Assets | -1.56% | -2.01 pp |
| Member Growth | -13.60% | - |
| Loan-to-Share Ratio | 61.64% | -1.96 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Electric Machinery Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.6M | - |
| 2025Q4 | $8.5M | 756 |
| 2024Q4 | $8.4M | 875 |
| 2023Q4 | $8.7M | 934 |
Credit Union Details
- Charter Number
- 63988
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Minnesota
- City
- MINNEAPOLIS
- Data Quarter
- 2025Q4
Branch Location
Electric Machinery Employees operates a single office in MINNEAPOLIS, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ELECTRIC MACHINERY EMPLOYEES CREDIT UNION (Main Office) | MINNEAPOLIS, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
A look at other Minnesota credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Electric Machinery Employees
Using this data
- Electric Machinery Employees ranks #3,934 of 4,374 nationally on financial health and #80 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Pace is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Pace
Frequently Asked Questions
Is Electric Machinery Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Electric Machinery Employees scores 63/100 (Good), with a 24.01% net worth ratio and 1.01% of loans delinquent. It ranks #3,934 of 4,374 nationally on health and #80 of 82 in Minnesota.
How does Electric Machinery Employees compare to other credit unions?
Electric Machinery Employees scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (24.01% vs 19.06%). Its widest shortfall is return on assets (-1.56% vs 0.45%).
How can I join Electric Machinery Employees?
Membership eligibility for Electric Machinery Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Electric Machinery Employees directly for current membership requirements and application steps.
Is my money safe at Electric Machinery Employees?
Electric Machinery Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electric Machinery Employees's net worth ratio of 24.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.