State credit union · Eden Prairie, Minnesota · NCUA charter #62950
Danfoss Employees
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $2.0M
- Total assets
- 350
- Members
- 12.8%
- Net-worth ratio
Danfoss Employees scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 350; net-worth ratio 12.83%; health rank #3,947 of 4,374; healthier than 9th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,947 of 4,374 health · 2025Q4Danfoss Employees · health 63/100 · $2.0M · 2025Q4
- CAMELS 63/100
- HEALTH 12.8%
- NW 6.43%
- DELQ 0.23%
- ROA $2.0M
- ASSETS 350
- MEM #3,947/4,374
- RANK n/a
- PHOTO 62950
Call Report peers
Danfoss Employees carries $2.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Danfoss Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Danfoss Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #62950, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Danfoss Employees diverges from peer averages
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +52.55 pp (105.25% vs 52.70%).
- Widest shortfall vs peers is Net Worth Ratio: -10.10 pp (12.83% vs 22.93%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Danfoss Employees: in-state Call Report ranks
- Minnesota health ordinal: #81 of 82.
- Minnesota assets place: #80 of 82.
- Minnesota membership ordinal: #80 of 82.
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Danfoss Employees: 2025Q4 → 2026Q1
Danfoss Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.2% from $2.0M (2025Q4) to $2.1M (2026Q1).
- Net-worth ratio shifted -0.93 pp (13.76% → 12.83%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.83% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 63/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 63.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 11.0 pts
- Member Growth 13.6 pts
- Loan-to-Share Ratio 8.4 pts
Danfoss Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.83% | -10.10 pp |
| Delinquency Rate | 6.43% | +1.95 pp |
| Return on Assets | 0.23% | +0.01 pp |
| Member Growth | 3.86% | - |
| Loan-to-Share Ratio | 105.25% | +52.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Danfoss Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.1M | - |
| 2025Q4 | $2.0M | 350 |
| 2024Q4 | $2.4M | 337 |
| 2023Q4 | $2.8M | 353 |
Credit Union Details
- Charter Number
- 62950
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Minnesota
- City
- Eden Prairie
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Danfoss Employees.
| Office | City |
|---|---|
| Main (Main Office) | Plymouth, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Cross-state Call Report peers for Danfoss Employees
Cross-state asset and health neighbours for Danfoss Employees - kept outside Minnesota; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (63/100 here).
Using this data
- Danfoss Employees ranks #3,947 of 4,374 nationally on financial health and #81 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Arise Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Arise Community
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Danfoss Employees financially healthy?
Danfoss Employees scores 63/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,947 of 4,374; by total assets it ranks #4,132 of 4,374 nationally (same basis as /rankings/largest); and #80 of 82 within Minnesota. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.83% net worth ratio and a 6.43% delinquency rate.
How does Danfoss Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Danfoss Employees's 63/100 score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Danfoss Employees?
Membership eligibility for Danfoss Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Danfoss Employees directly for current membership requirements and application steps.
Is my money safe at Danfoss Employees?
Federal credit unions like Danfoss Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Danfoss Employees's net worth ratio of 12.83% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Danfoss Employees offer compared to banks?
Credit unions like Danfoss Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Danfoss Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.