State credit union · GRAND RAPIDS, Michigan · NCUA charter #62393
MEIJER
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $115.5M
- Total assets
- 15,172
- Members
- 9.7%
- Net-worth ratio
MEIJER scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $115.5M; members 15,172; net-worth ratio 9.69%; health rank #842 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#842 of 4,374 health · 2025Q4MEIJER · health 92/100 · $115.5M · 2025Q4
- BOOK 92/100
- CHARTER 9.7%
- NCUSIF 0.81%
- CAMELS 0.70%
- HEALTH $115.5M
- NW 15,172
- DELQ #842/4,374
- ROA Smw 104
- ASSETS 62393
Call Report peers
MEIJER in the assets neighbourhood
MEIJER's $115.5M assets sit next to Smw 104 ($115.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MEIJER vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MEIJER - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #62393. See our deposit-insurance coverage note.
MEIJER: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +8.19 pp (80.39% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -2.42 pp (9.69% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where MEIJER sits in Michigan
- Michigan health ordinal: #35 of 171.
- Michigan assets place: #107 of 171.
- Membership ranks #78 of 171 among Michigan CUs with a reported count (15,172 members).
In-state ordinals use the live credit_unions table for MI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
MEIJER Call Report trajectory
MEIJER: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $115.5M (2025Q4) to $120.5M (2026Q1).
- Net-worth ratio shifted -0.11 pp (9.80% → 9.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.69%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 21.9 pts
- Return on Assets 15.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 14.8 pts
MEIJER vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.69% | -2.42 pp |
| Delinquency Rate | 0.81% | -0.09 pp |
| Return on Assets | 0.70% | +0.07 pp |
| Member Growth | 1.71% | - |
| Loan-to-Share Ratio | 80.39% | +8.19 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - MEIJER
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $120.5M | - |
| 2025Q4 | $115.5M | 15,172 |
| 2024Q4 | $104.7M | 14,917 |
| 2023Q4 | $93.3M | 14,343 |
Credit Union Details
- Charter Number
- 62393
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- GRAND RAPIDS
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, MEIJER runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Meijer Credit Union (Main Office) | Grand Rapids, MI |
| Branch - Rockford | Rockford, MI |
| Meijer Corp HQ Minibranch | Walker, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Other-state peers near MEIJER
Two NCUA Call Report peer sets for MEIJER, both outside Michigan so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($115.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- MEIJER ranks #842 of 4,374 nationally on financial health and #35 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CIRCLE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CIRCLE
- Rates and health both vary by institution, not just by state -- see how Michigan credit unions compare overall before assuming this one is typical. Michigan state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MEIJER financially healthy?
MEIJER has a financial health score of 92/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #842 of 4,374; by total assets it ranks #1,710 of 4,374 nationally (same basis as /rankings/largest); and #107 of 171 within Michigan. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.69% and delinquency rate of 0.81%.
How does MEIJER compare to other credit unions?
92/100 is MEIJER's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MEIJER?
Membership eligibility for MEIJER depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MEIJER directly for current membership requirements and application steps.
Is my money safe at MEIJER?
Federal credit unions like MEIJER are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MEIJER's net worth ratio of 9.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MEIJER offer compared to banks?
Credit unions like MEIJER are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MEIJER directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.