Federal credit union · TACOMA, Washington · NCUA charter #11949
Ibew 76
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $29.4M
- Total assets
- 1,406
- Members
- 12.8%
- Net-worth ratio
Ibew 76 scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.4M; members 1,406; net-worth ratio 12.76%; health rank #2,976 of 4,374; healthier than 31st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,976 of 4,374 health · 2025Q4Ibew 76 · health 78/100 · $29.4M · 2025Q4
Call Report peers
Ibew 76 in the assets neighbourhood
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Ibew 76 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ibew 76 sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Ibew 76 vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +36.00 pp (95.80% vs 59.80%).
- Net Worth Ratio trails the peer set - 12.76% here, 14.86% peer average (-2.10 pp).
Ibew 76: in-state Call Report ranks
- In Washington, health place is #59 of 75 on the same NCUA-ratio sort used nationally.
- By total assets, Ibew 76 is #65 of 75 in Washington.
- Washington membership ordinal: #66 of 75.
- One place up in Washington, Tri-Cities Community (#58) ties at 78/100; one place down, WCLA (#60) scores 77/100, 1 point lower.
Ibew 76 Call Report trajectory
Ibew 76: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $29.4M (2025Q4) to $30.0M (2026Q1).
- Net-worth ratio shifted -0.15 pp (12.91% → 12.76%).
12.76% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
Ibew 76 gives up 22 points in total. Return on Assets costs the most, 13.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.1 pts
- Member Growth 9.3 pts
- Loan-to-Share Ratio 12.6 pts
Ibew 76 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.76% | -2.10 pp |
| Delinquency Rate | 0.50% | -0.65 pp |
| Return on Assets | -0.37% | -1.08 pp |
| Member Growth | 0.29% | - |
| Loan-to-Share Ratio | 95.80% | +36.00 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Ibew 76 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.0M | - |
| 2025Q4 | $29.4M | 1,406 |
| 2024Q4 | $29.5M | 1,402 |
| 2023Q4 | $26.0M | 1,353 |
Credit Union Details
- Charter Number
- 11949
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- TACOMA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Ibew 76.
| Office | City |
|---|---|
| Main Office (Main Office) | Tacoma, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Ibew 76
Using this data
- Ibew 76 ranks #2,976 of 4,374 nationally on financial health and #59 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mt. Rainier is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mt. Rainier
Frequently Asked Questions
Is Ibew 76 financially healthy?
Ibew 76 has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,976 of 4,374 nationally on health and #59 of 75 in Washington. Its net worth ratio is 12.76% and its delinquency rate 0.50%.
How does Ibew 76 compare to other credit unions?
Ibew 76 scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.80% vs 59.80%). Its widest shortfall is net worth ratio (12.76% vs 14.86%).
How can I join Ibew 76?
Ibew 76 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ibew 76 directly for the exact boundaries and application steps.
Is my money safe at Ibew 76?
Ibew 76 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ibew 76's net worth ratio of 12.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.