Federal credit union · ATCHISON, Kansas · NCUA charter #3869
EAGLE
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $1.7M
- Total assets
- 310
- Members
- 11.7%
- Net-worth ratio
EAGLE scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.7M; members 310; net-worth ratio 11.70%; health rank #2,600 of 4,374; healthier than 39th of scored peers.
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NCUA 5300 Call Report Masthead
#2,600 of 4,374 health · 2025Q4EAGLE · health 81/100 · $1.7M · 2025Q4
Call Report peers
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EAGLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); EAGLE sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
EAGLE: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.06% here, 4.48% peer average (-4.42 pp).
- Net Worth Ratio trails the peer set - 11.70% here, 22.93% peer average (-11.23 pp).
Where EAGLE sits in Kansas
- In Kansas, health place is #37 of 61 on the same NCUA-ratio sort used nationally.
- Kansas assets place: #55 of 61.
- Membership ranks #56 of 61 among Kansas CUs with a reported count (310 members).
- One place up in Kansas, U S P L K Employees (#36) ties at 81/100; one place down, HEARTLAND (#38) ties at 81/100.
EAGLE: 2025Q4 → 2026Q1
EAGLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $1.7M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted -0.24 pp (11.94% → 11.70%).
This credit union's 11.70% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
EAGLE gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.0 pts
EAGLE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.70% | -11.23 pp |
| Delinquency Rate | 0.06% | -4.42 pp |
| Return on Assets | 1.92% | +1.70 pp |
| Member Growth | -8.28% | - |
| Loan-to-Share Ratio | 50.51% | -2.19 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
EAGLE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.7M | 310 |
| 2024Q4 | $1.8M | 338 |
| 2023Q4 | $1.9M | 333 |
Credit Union Details
- Charter Number
- 3869
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Kansas
- City
- ATCHISON
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, EAGLE runs one office.
| Office | City |
|---|---|
| Eagle Federal Credit Union (Main Office) | Atchison, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Other-state peers near EAGLE
Using this data
- EAGLE ranks #2,600 of 4,374 nationally on financial health and #37 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kan Colo is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kan Colo
Frequently Asked Questions
Is EAGLE financially healthy?
EAGLE has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,600 of 4,374 nationally on health and #37 of 61 in Kansas. Its net worth ratio is 11.70% and its delinquency rate 0.06%.
How does EAGLE compare to other credit unions?
EAGLE scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.06% vs 4.48%). Its widest shortfall is net worth ratio (11.70% vs 22.93%).
How can I join EAGLE?
EAGLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact EAGLE directly for the exact boundaries and application steps.
Is my money safe at EAGLE?
EAGLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EAGLE's net worth ratio of 11.70% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.