State credit union · SALINA, Kansas · NCUA charter #67800
Salina Municipal
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $1.4M
- Total assets
- 358
- Members
- 7.7%
- Net-worth ratio
Salina Municipal scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.4M; members 358; net-worth ratio 7.67%; health rank #3,618 of 4,374; healthier than 17th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,618 of 4,374 health · 2025Q4Salina Municipal · health 70/100 · $1.4M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Salina Municipal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Salina Municipal sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Salina Municipal: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 82.04% vs peer 52.70% (+29.34 pp).
- Net Worth Ratio trails the peer set - 7.67% here, 22.93% peer average (-15.26 pp).
Salina Municipal: in-state Call Report ranks
- Kansas health ordinal: #48 of 61.
- By total assets, Salina Municipal is #57 of 61 in Kansas.
- Kansas membership ordinal: #55 of 61.
- One place up in Kansas, Peoples Choice (#47) ties at 70/100; one place down, Quindaro Homes (#49) scores 67/100, 3 points lower.
Salina Municipal: 2025Q4 → 2026Q1
Salina Municipal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.6% from $1.4M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted +0.01 pp (7.66% → 7.67%).
This credit union's 7.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Salina Municipal gives up 30 points in total. Return on Assets costs the most, 15 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 24.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.67% | -15.26 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -1.03% | -1.25 pp |
| Member Growth | -1.92% | - |
| Loan-to-Share Ratio | 82.04% | +29.34 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Salina Municipal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.4M | 358 |
| 2024Q4 | $1.5M | 365 |
| 2023Q4 | $1.6M | 361 |
Credit Union Details
- Charter Number
- 67800
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Kansas
- City
- SALINA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Salina Municipal.
| Office | City |
|---|---|
| Salina Municipal Credit Union (Main Office) | Salina, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Salina Municipal nationwide neighbourhoods
Using this data
- Salina Municipal ranks #3,618 of 4,374 nationally on financial health and #48 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kan Colo is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kan Colo
Frequently Asked Questions
Is Salina Municipal financially healthy?
Salina Municipal has a financial health score of 70/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,618 of 4,374 nationally on health and #48 of 61 in Kansas. Its net worth ratio is 7.67% and its delinquency rate 0.00%.
How does Salina Municipal compare to other credit unions?
Salina Municipal scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (82.04% vs 52.70%). Its widest shortfall is net worth ratio (7.67% vs 22.93%).
How can I join Salina Municipal?
Membership eligibility for Salina Municipal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Salina Municipal directly for current membership requirements and application steps.
Is my money safe at Salina Municipal?
Salina Municipal is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Salina Municipal's net worth ratio of 7.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.