State credit union · HOISINGTON, Kansas · NCUA charter #66036
Kan Colo
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $1.4M
- Total assets
- 113
- Members
- 13.0%
- Net-worth ratio
Kan Colo scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.4M; members 113; net-worth ratio 12.95%; health rank #369 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#369 of 4,374 health · 2025Q4Kan Colo · health 95/100 · $1.4M · 2025Q4
- NCUSIF 95/100
- CAMELS 13.0%
- HEALTH 0.00%
- NW 0.65%
- DELQ $1.4M
- ROA 113
- ASSETS #369/4,374
- MEM n/a
- RANK 66036
Call Report peers
Kan Colo carries $1.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kan Colo vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kan Colo - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #66036 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Kan Colo
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Largest lag: Net Worth Ratio at 12.95% vs peer 22.93% (-9.98 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kan Colo: in-state Call Report ranks
- In Kansas, health place is #2 of 61 on the same NCUA-ratio sort used nationally.
- Assets rank #56 of 61 inside Kansas ($1.4M reported).
- Membership ranks #59 of 61 among Kansas CUs with a reported count (113 members).
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Kan Colo's 5300 filing moved
Kan Colo: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.7% from $1.4M (2025Q4) to $1.5M (2026Q1).
- Net-worth ratio shifted -0.07 pp (13.02% → 12.95%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.95%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.95% | -9.98 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.65% | +0.43 pp |
| Member Growth | 5.61% | - |
| Loan-to-Share Ratio | 48.05% | -4.65 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Kan Colo filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.5M | - |
| 2025Q4 | $1.4M | 113 |
| 2024Q4 | $1.4M | 107 |
| 2023Q4 | $1.3M | 108 |
Credit Union Details
- Charter Number
- 66036
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Kansas
- City
- HOISINGTON
- Data Quarter
- 2025Q4
Branch Location
Kan Colo operates a single office in Hoisington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kan Colo Credit Union (Main Office) | Hoisington, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Kan Colo - kept outside Kansas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Kan Colo ranks #369 of 4,374 nationally on financial health and #2 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Salina Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Salina Municipal
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kan Colo financially healthy?
Kan Colo has a financial health score of 95/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #369 of 4,374; by total assets it ranks #4,186 of 4,374 nationally (same basis as /rankings/largest); and #56 of 61 within Kansas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.95% and delinquency rate of 0.00%.
How does Kan Colo compare to other credit unions?
95/100 is Kan Colo's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kan Colo?
Membership eligibility for Kan Colo depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kan Colo directly for current membership requirements and application steps.
Is my money safe at Kan Colo?
Federal credit unions like Kan Colo are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kan Colo's net worth ratio of 12.95% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kan Colo offer compared to banks?
Credit unions like Kan Colo are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kan Colo directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.